University of California - San Diego Scholars
La Jolla , CA
The University of California San Diego requires all visiting scholars to have J-1 compliant insurance for the entire period they are in the U.S. in J-1 status. Upon purchase, you will receive a confirmation email of your policy documents which you should print, carry, and present upon arrival on campus at your check-in.
| 最高保额 | 免赔额 | 计划小册子 | 每月保费 * | |||
|---|---|---|---|---|---|---|
| 在线投保 |
 |
Smart | $200,000 |
$50 每宗疾病/受伤 (医疗网络内的机构就医) |
$31 | |
| 在线投保 |
|
Budget | $500,000 |
$45 每宗疾病/受伤 (医疗网络内的机构就医) |
$51 | |
| 在线投保 |
|
Select | $600,000 |
$35 每宗疾病/受伤 (医疗网络内的机构就医) |
$99 | |
| 在线投保 |
|
Elite | $5,000,000 |
$25 每宗疾病/受伤 (医疗网络内的机构就医) |
$193 | |
| 在线投保 |
 |
J1 ($500-/$100k+) | $5,000,000 | $0–$500 | $54.40 | |
| 在线投保 |
 |
J1 Compliant | $100,000–$2,000,000 | $0–$500 | $50.70 | |
| 在线投保 |
 |
J1 Compliant | $100,000–$1,000,000 | $0–$500 |
$46.71 Ages 18-29 |
|
* 以上保费是24岁或以下人士年龄层的保费。
比较不同级别的保障覆盖
 Smart |
Budget |
Select |
Elite |
 America |
 America |
 America - Plus |
|
|---|---|---|---|---|---|---|---|
| 最高医疗保额 | 20万美元 | 50万美元 | $600,000 | $5,000,000 | $5,000,000 |
$50,000, $100,000, $250,000, $500,000 $1,000,000, or $2,000,000 (Ages 70 to 79: $50,000 or $100,000 limit; Ages 80+: $10,000 limit) |
$50,000, $100,000, $500,000 or $1,000,000 (Ages 70 to 79: $50,000 limit; Ages 80+: $10,000 limit) |
| 每宗伤害或疾病的最高保额 | $100,000 | 25万美元 | 30万美元 | 50万美元 | Choice of $50,000, $100,000, $250,000, or $500,000 | 保障直至最高保额 | 保障直至最高保额 |
| 免赔额 | $50 | $45 | $35 | $25 | Choice of $0, $100, $250, $500 per illness or injury | $0, $100, $250, $500, $1,000, $2,500 or $5,000 | 可选择$0, $100, $250, $500, $1,000 或 $2,500美元 |
| 共同保险额度 |
In-Network: 80% of eligible expenses after the deductible up to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
In-Network: 100% of eligible expenses after the deductible to the overall maximum Out-Network: Usual, Reasonable, and Customary (URC) |
USA In-Network: Plan pays 90%; $1000 out-of-pocket maximum USA Out-of-Network: Plan pays 80%; up to maximum limit |
扣除免赔额后，计划承担100%的合资格医疗费用直至最高保额 |
In Network: 100% Coverage Out of Network: 80% coverage up to $5,000, then 100% up to the policy maximum |
| 已存在状况/疾病 (急性发作) |
$25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition only
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
Additional $25,000 lifetime maximum for eligible medical expenses for the acute onset of pre-existing condition during waiting period
See policy wording for full benefit description |
不理赔 |
Only charges resulting from an Acute Onset of a Pre-existing Condition can be eligible for coverage. Coverage is for those under age 80 and is up to the policy maximum of the plan. For Emergency Medical Evacuation, an Acute Onset of a Pre-existing Condition is covered up to a $25,000 lifetime maximum.
See policy wording for full benefit description |
Only charges resulting directly from an Acute Onset of a Pre-existing Condition can be eligible for coverage prior to age 70 : Up to the maximum limit of the policy purchased |
| 已存在状况/疾病 | 不理赔 | 12-month waiting period | 6-month waiting period | 6-month waiting period |
$500 per period of coverage, $1,500 maximum limit Available after 12 months of continuous coverage |
不理赔 | 不理赔 |
| 怀孕生育保障 | 不理赔 | 最高上限$5,000 | 最高上限$10,000 | 最高上限$25,000 | 不理赔 | 只覆盖怀孕头第26周妊娠合并症的治疗费用 | 不理赔 |
| 心理健康保障 |
Outpatient: $50 per day, $500 Inpatient: Up to $5,000 |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: Max. 30 days of coverage. Inpatient: Max. 30 visits. Coverage includes drug and alcohol abuse. |
Outpatient: $50 maximum per day; $500 maximum limit Inpatient: $10,000 maximum limit Not covered if incurred in student health center |
不理赔 | 不理赔 |
| 学校团队运动保障 | 不理赔 |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports rider available, please select that option to view pricing |
No Coverage Optional Team Sports Add-on available, please select that option to view pricing. |
不理赔 | 不理赔 |
| 休闲、娱乐、健身等活动/运动 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 | 按保障条款覆盖 |
| 极限运动 | Some exclusions apply | Some exclusions apply | Some exclusions apply | Some exclusions apply |
No Coverage Optional Adventure Sports rider available, please select that option to view pricing. |
Some exclusions apply |
No Coverage Optional Adventure Sports rider available, please select that option to view pricing. |
| 紧急医疗运送/遗体运送回国 | $50,000 / $25,000 | 25万美元 / $25,000美元 | $300,000 / $50,000 | $50万美元 / $5万美元 | $50,000/$25,000 | $1,000,000 / Equal to the elected overall maximum limit | $1,000,000 / Up to the maximum limit |
联系我们
如果你需要协助寻找或投保计划，请contact our customer service team，我们持有保险牌照的客服同事会立刻为你提供帮助:- 热线号码: (877) 758-4391
- 直线/International : +1 (904) 758-4391
- 电邮: info@internationalstudentinsurance.com
International Student Insurance(ISI留学保险)为各留学生搜集美国大学的保险要求信息资源，但这并不代表本网站或本公司与你的学校有任何合作关系。 购买前你应该再次与你的学校或我们的客服团队确认我们的保险计划是否符合你学校的留学保险规定要求。