Europe Travel Insurance | Benefits

The GlobeHopper Europe Travel Insurance plan allows you to select the coverage level you will need when abroad.

The benefit of the plans are as follows:

Benefits Single Trip Platinum
Plan Maximum Options €40,000
€75,000
€400,000
€800,000
€1,500,000
€800,000
€4,000,000
€6,250,000
Excess Options
Per insured person, per insurance period
€0
€75
€200
€400
€800
€2,000
€0
€75
€200
€400
€800
€2,000
€4,000
€7,500
€20,000
Family Excess Cap Not Available Three times the individual excess
Excess for Travel Benefits
Per insured person
€60
Coverage Area Options 1) Europe
2) Worldwide excluding USA & Canada
3) Worldwide
Trip Duration 5 Days up to 2 years 5 Days up to 3 years
Available After Departure Yes
Coverage Extension Period Up to 6 months past policy expiry date for continued treatment Up to 12 months past policy expiry date for continued treatment
Coinsurance outside the USA/ Canada No Coinsurance
Coinsurance inside the USA/ Canada

PPO Network
Plan pays 90% of eligible expenses up to €4,000, then 100% up to the Maximum Policy LimitMax. Policy Limit

Out of PPO Network
Plan pays 80% of eligible expenses up to €4,000, then 100% up to the Maximum Policy LimitMax. Policy Limit

PPO Network
No Coinsurance

Out of PPO Network
Plan pays 90% of eligible expenses up to €4,000, then 100% up to the Maximum Policy LimitMax. Policy Limit

Hospital Room & Board Up to Maximum LimitMax. Limit
Intensive Care Up to Maximum LimitMax. Limit
Medical Expenses Up to Maximum LimitMax. Limit
Out-Patient Medical Expenses Up to Maximum LimitMax. Limit
Emergency Local Ambulance Up to Maximum LimitMax. Limit
Prescription Drugs Up to Maximum LimitMax. Limit
Emergency Room Accident Up to Maximum LimitMax. Limit
Emergency Room Illness with Inpatient Admission Up to Maximum LimitMax. Limit
Emergency Room Illness without Inpatient Admission Up to Maximum LimitMax. Limit
with additional €200 excess
Dental Accident Up to Maximum LimitMax. Limit
Sudden Dental Pain Up to €115 Up to €200
State Hospital Cash Benefit €75 per night up to 14 nights
Reciprocal Health Agreement Benefit Nil Excess – When a claims saving is made due to a European Health Insurance Card (EHIC) or Reciprocal Health Agreement
Hospital Income Benefit None Up to €200 per night up to 10 nights
Sudden and Unexpected Recurrence of a Pre-Existing Condition Not ApplicableN/A Under 65 years old
€15,000 Medical Coverage
€15,000 Emergency Medical Evacuation
24 Emergency Medical Help Line Included
Emergency Medical Evacuation Up to €400,000 Up to Maximum LimitMax. Limit
Emergency Reunion Up to €40,000 Up to €75,000
Cremation / Burial, or Repatriation of Remains Up to €40,000 Up to €75,000
Return of Minor Children Up to €40,000 Up to €75,000
Identity Theft Assistance Up to €400 per period of cover
Security and Political Evacuation Up to €7,500 Up to €75,000
Natural Disaster Evacuation & Accommodation €75 per day up to 5 days €200 per day up to 5 days
Terrorism Coverage Up to €40,000 Up to Maximum LimitMax. Limit
Common Carrier Accidental Death Up to €40,000
Max per family €200,000
Up to €75,000
Max per family €200,000
Accidental Death and Dismemberment Up to €20,000 principal sum Up to €40,000 principal sum
Citizenship Return Coverage You are covered for trips to your Country of Citizenship provided it is within your Area of Cover. USA Citizens: Cover is provided for up to 60 days for brief returns to the USA.
Incidental Home Coverage Up to 2 weeks cumulative
Remote Transportation Not ApplicableN/A €4,000 per period of insurance
€15,000 Lifetime Maximum
Criminal Assault Benefit Not ApplicableN/A €750 per admitted night
Up to €7,500
Small Pet Common Air Carrier Accidental Death Not ApplicableN/A Up to €400
Travel Benefits
Travel benefits are included in plans purchased prior to departure date. Plans purchased after departure date receive medical benefits only
Cancellation or Curtailment Up to €6,000
Travel Delay
  • Up to €6,000
  1. €60 after 12 hours delay
  2. €25 each 12 hours thereafter
  3. Up to €250
Missed Departure & Journey Disruption Up to €1,200
Baggage Up to €2,500
Up to €300 per item
Up to €600 for all Valuables
Up to €250 for emergency purchases after 12 hours (Nil Excess)
Personal Money Up to €600
Loss of Passport Up to €600
The benefits in this table are just a summary, for the full details please download the plan brochure

There are also additional coverage options available that include:

For more details on these additional benefits, please either download the plan brochure or run a free quote to see the options available.


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