{"id":277,"date":"2017-06-23T17:47:30","date_gmt":"2017-06-23T09:47:30","guid":{"rendered":"http:\/\/www.internationalstudentinsurance.com\/cn\/blog\/?p=277"},"modified":"2019-10-31T00:19:00","modified_gmt":"2019-10-30T16:19:00","slug":"meiguo-liuxue-yuyue-jiuyi","status":"publish","type":"post","link":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/2017\/06\/23\/meiguo-liuxue-yuyue-jiuyi\/","title":{"rendered":"\u5728\u7f8e\u56fd\u7559\u5b66\u5982\u4f55\u4f7f\u7528\u7559\u5b66\u4fdd\u9669\u9884\u7ea6\u5c31\u533b\u5462?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-content\/uploads\/2017\/06\/sick.jpg\" alt=\"\"\/><figcaption>\u5728\u7f8e\u56fd\u4e07\u4e00\u751f\u75c5\u4e86\u8981\u600e\u4e48\u770b\u533b\u751f\u5462\uff1f<\/figcaption><\/figure><\/div>\n\n\n<p style=\"text-align: left;\"><em>\u6587\u7ae0\u66f4\u65b0\u4e8e2019\u5e7410\u670830\u65e5<\/em><br \/><br \/>\u5f53\u4f60\u5728\u7f8e\u56fd\u7559\u5b66\u671f\u95f4\uff0c\u67d0\u5929\u8d77\u5e8a\u53d1\u73b0\u81ea\u5df1\u5589\u5499\u5de8\u75bc\uff0c\u5168\u8eab\u8f6f\u5f31\u65e0\u529b\uff0c\u5934\u8fd8\u6da8\u75db\u7740\u3002\u3002\u3002\u5509\uff0c\u540c\u5b66\u4f60\u751f\u75c5\u4e86\uff01\uff01<br \/><br \/>\u867d\u7136\u4eca\u5929\u6709\u597d\u51e0\u95e8\u8bfe\u8981\u4e0a\uff0c\u4f46\u4f60\u77e5\u9053\u81ea\u5df1\u73b0\u5728\u8fd9\u6837\u5b50\u6839\u672c\u4e0a\u4e0d\u4e86\u8bfe\u3002\u5e78\u597d\uff0c\u4f60\u5728\u8d74\u7f8e\u4e4b\u524d\u4e70\u4e86\u7f8e\u56fd\u7559\u5b66\u4fdd\u9669\uff0c\u4eca\u5929\u7ec8\u4e8e\u53ef\u4ee5\u7528\u4e0a\u4e86\u3002\u4f46\u662f\uff0c\u521d\u5230\u7f8e\u56fd\uff0c\u53ef\u80fd\u4f60\u5bf9\u5728\u7f8e\u56fd\u770b\u533b\u751f\u8fd9\u4ef6\u4e8b\u5b8c\u5168\u4e0d\u61c2\u3002\u5982\u679c\u8bfb\u8005\u4eec\u4e5f\u4e0d\u4e86\u89e3\u5728\u7f8e\u56fd\u5982\u4f55\u5c31\u533b\u6216\u627e\u533b\u7597\u673a\u6784\u770b\u75c5\u7684\u8bdd\uff0c\u53ef\u6839\u636e\u4ee5\u4e0b\u51e0\u70b9\u6765\u5b8c\u6210\u5728\u7f8e\u56fd\u5c31\u533b\uff1a<br \/><br \/><\/p>\n<hr \/>\n<h2>1. \u4e86\u89e3\u81ea\u5df1\u7684\u7f8e\u56fd\u7559\u5b66\u4fdd\u9669\u8ba1\u5212<\/h2>\n<p>\u8fd9\u542c\u4e0a\u53bb\u4e5f\u8bb8\u4e2a\u5e38\u8bc6\uff0c\u4f46\u662f\u5f80\u5f80\u6211\u4eec\u4e0d\u8bb0\u5f97\u81ea\u5df1\u6301\u6709\u7684\u8ba1\u5212\u4fdd\u5355\u53f7\u6216\u662f\u54ea\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u3002\u8bf7\u627e\u4e00\u4e0b\u4f60\u7684\u4fdd\u5355\u6587\u4ef6\u548c\u4fdd\u9669ID\u5361\uff0c\u4e00\u822c\u4e0a\u9762\u90fd\u4f1a\u5199\u7740\u8ba1\u5212\u7684\u540d\u79f0\u3001\u4fdd\u9669\u516c\u53f8\u7684\u540d\u79f0\u548c\u70ed\u7ebf\u3002\u5f88\u591a\u7f8e\u56fd\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u90fd\u4f1a\u4ee5\u7535\u90ae\u7684\u65b9\u5f0f\u53d1\u9001\u4fdd\u5355\u6587\u4ef6\u800c\u5e76\u4e0d\u662f\u4ee5\u90ae\u5bc4\u65b9\u5f0f\u5bc4\u7ed9\u4f60\uff0c\u5982\u679c\u4f60\u5fd8\u4e86\u628a\u4fdd\u5355\u6587\u4ef6\u548c\u4fdd\u9669ID\u5361\u6253\u5370\u51fa\u6765\uff0c\u5f88\u6709\u53ef\u80fd\u4f60\u7684\u4fdd\u9669\u4fe1\u606f\u8fd8\u5728\u4f60\u7684\u7535\u5b50\u90ae\u7bb1\u91cc\u3002<br \/><br \/><\/p>\n<hr \/>\n<h2>2.\u00a0\u786e\u8ba4\u81ea\u5df1\u8ba1\u5212\u7684\u4fdd\u969c\u5185\u5bb9<\/h2>\n<p>\u5f53\u4f60\u627e\u5230\u81ea\u5df1\u7684\u4fdd\u9669\u6587\u4ef6\u540e\uff0c\u5982\u679c\u4e0d\u786e\u5b9a\u81ea\u5df1\u7684\u4fdd\u9669\u6709\u4ec0\u4e48\u4fdd\u969c\uff0c\u53bb\u5c31\u533b\u524d\u8bf7\u5148\u786e\u8ba4\u3002\u4f60\u53ef\u4ee5\u76f4\u63a5\u6253\u4fdd\u9669\u516c\u53f8\u7684\u70ed\u7ebf\u7535\u8bdd\u54a8\u8be2\uff0c\u4e00\u822c\u4fdd\u9669\u516c\u53f8\u90fd\u9700\u8981\u4f60\u63d0\u4f9b\u4fdd\u5355\u53f7\u7801\u548c\u4f60\u7684\u51fa\u751f\u5e74\u6708\u65e5\u4ee5\u4f5c\u8ba4\u8bc1\u3002<br \/><br \/><\/p>\n<hr \/>\n<h2>3. \u5982\u4f55\u5bfb\u627e\u7f51\u7edc\u5185\u7684\u533b\u7597\u673a\u6784<\/h2>\n<p>\u5982\u679c\u4f60\u7684\u8ba1\u5212\u4f7f\u7528\u7684\u662f<span style=\"color: #ff0000;\">PPO\u533b\u7597\u7f51\u7edc(Preferred Provider Organization &#8211; \u4f18\u5148\u63d0\u4f9b\u8005\u7ec4\u7ec7)<\/span>\uff0c\u90a3\u4e48\u4f60\u7684\u8ba1\u5212\u5c31\u4f1a\u6709\u4e00\u4efd \u201c\u533b\u7597\u7f51\u7edc\u5185\u201d \u7684\u533b\u7597\u673a\u6784\u5217\u8868\u53ef\u4f9b\u4f60\u9009\u62e9\u3002\u8fd9\u5217\u8868\u91cc\u5305\u62ec\u533b\u9662\u3001\u6025\u6551\u62a4\u7406\u4e2d\u5fc3(Urgent Care Center)\u3001\u4e13\u79d1\u533b\u751f\u548c\u5bb6\u5ead\u533b\u751f\u7b49\uff0c\u4f60\u53ef\u4ee5\u5728\u4fdd\u5355\u4fe1\u606f\u4e0a\u67e5\u770b\u6216\u5728\u8d2d\u4e70\u4fdd\u9669\u7684\u7f51\u7ad9\u4e0a\u67e5\u770b\u8fd9\u5217\u8868\u3002<\/p>\n<p>\u53e6\u5916\uff0c\u5728\u5bfb\u627e\u533b\u7597\u673a\u6784\u548c\u5c31\u533b\u4e4b\u524d\uff0c\u4f60\u9700\u8981\u77e5\u9053\u54ea\u79cd\u533b\u7597\u673a\u6784\u6700\u9002\u5408\u5904\u7406\u4f60\u5f53\u65f6\u7684\u72b6\u51b5\u3002\u5728\u7f8e\u56fd\uff0c\u8f7b\u5fae\u7684\u610f\u5916\u548c\u5c0f\u4f24\u75c5\u53ef\u4ee5\u53bb\u6025\u6551\u62a4\u7406\u4e2d\u5fc3(Urgent Care Center)\u3001\u514d\u9884\u7ea6\u8bca\u6240(Walk-in Clinic)\uff0c\u6216\u9884\u7ea6\u5bb6\u5ead\u533b\u751f\u3002\u800c\u533b\u9662\u7684\u6025\u8bca\u5ba4(Emergency Room)\u5219\u662f\u9700\u8981\u7d27\u6025\u7acb\u523b\u6cbb\u7597\u4e25\u91cd\u610f\u5916\u6216\u75be\u75c5\u65f6\u624d\u53bb\u7684\u5730\u65b9\uff0c\u4e0d\u8981\u50cf\u5728\u4e2d\u56fd\u4ec0\u4e48\u72b6\u51b5\u90fd\u53bb\u533b\u9662\u6216\u533b\u9662\u6025\u8bca\u5ba4\u5c31\u533b\uff0c\u56e0\u4e3a\u4e00\u822c\u4fdd\u9669\u8ba1\u5212\u90fd\u4f1a\u8981\u989d\u5916\u7684\u533b\u9662\u6025\u8bca\u5ba4\u6536\u8d39\u3002<br \/><br \/><\/p>\n<p>\u53e6\u4e00\u79cd\u533b\u7597\u7f51\u7edc\u662f<span style=\"color: #339966;\">HMO(Health Maintenance Organization &#8211; \u5065\u5eb7\u7ef4\u62a4\u7ec4\u7ec7)<\/span>\u3002\u4f7f\u7528HMO\u7684\u8ba1\u5212\u9700\u8981\u4f60\u53bb\u6307\u5b9a\u7684\u533b\u751f\u5c31\u533b\u3002\u9664\u975e\u662f\u7d27\u6025\u72b6\u51b5\uff0c\u4e0d\u7136\u6307\u5b9a\u7684\u533b\u751f\u9700\u8981\u7ed9\u4f60\u63a8\u8350\u4fe1\u624d\u80fd\u53bb\u5176\u4ed6\u533b\u7597\u673a\u6784\u63a5\u53d7\u8fdb\u4e00\u6b65\u7684\u6cbb\u7597\u3002<\/p>\n<p><em><span style=\"color: #ff0000;\">\u6e29\u99a8\u5c0f\u63d0\u793a\uff1a<\/span>\u5982\u679c\u60a8\u6295\u4fdd\u4e86\u6211\u4eec\u7684<strong>Student Secure\u7559\u5b66\u4fdd\u9669\u8ba1\u5212<\/strong> \u6216 <strong>Atlas Travel \u51fa\u56fd\u65c5\u6e38\u4fdd\u9669\u8ba1\u5212<\/strong>\uff0c\u4f60\u53ef\u4ee5\u900f\u8fc7\u6b64\u94fe\u63a5\u67e5\u8be2<a href=\"https:\/\/www.internationalstudentinsurance.com\/cn\/yiliao-wangluo\/\">PPO\u533b\u7597\u7f51\u7edc\u5185\u7684\u533b\u7597\u673a\u6784\u5217\u8868<\/a>\u3002<br \/><br \/>\u5982\u679c\u4f60\u6295\u4fdd\u4e86\u6211\u4eec\u7684 <strong>Student Health Advantage\u7559\u5b66\u533b\u7597\u4fdd\u9669\u8ba1\u5212<\/strong>\u3001<strong>Patriot Travel\u65c5\u884c\u533b\u7597\u8ba1\u5212<\/strong> \u6216 <strong>Global Medical \u957f\u671f\u533b\u7597\u4fdd\u9669\u8ba1\u5212<\/strong>\uff0c\u4f60\u53ef\u4ee5\u900f\u8fc7\u6b64\u94fe\u63a5\u67e5\u8be2\u8fd9\u4e9b\u8ba1\u5212\u7684<a href=\"https:\/\/www.internationalstudentinsurance.com\/cn\/yiliao-wangluo\/uhc.php\">PPO\u533b\u7597\u7f51\u7edc\u5185\u7684\u533b\u7597\u673a\u6784\u5217\u8868<\/a>\u3002<br \/><br \/><\/em><\/p>\n<hr \/>\n<h2>4. \u9884\u7ea6\u5c31\u533b<\/h2>\n<p>\u4e0b\u4e00\u6b65\u5c31\u662f\u6253\u7535\u8bdd\u7ed9\u533b\u7597\u673a\u6784\u5e76\u9884\u7ea6\u5c31\u533b\u3002\u5982\u679c\u4f60\u7684\u8ba1\u5212\u4f7f\u7528\u7684\u662fPPO\u533b\u7597\u7f51\u7edc\uff0c\u5f53\u4f60\u6253\u7535\u8bdd\u9884\u65f6\uff0c\u5f88\u91cd\u8981\u7684\u4e00\u70b9\u662f\u544a\u8bc9\u4ed6\u4eec\u4f60\u7684\u4fdd\u9669\u8ba1\u5212\u4f7f\u7528\u7684\u662f\u54ea\u4e2aPPO\u533b\u7597\u7f51\u7edc\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u6301\u6709<a href=\"https:\/\/www.internationalstudentinsurance.com\/cn\/liuxue-yiliao-baoxian\/\">\u6211\u4eec\u7684Student Secure\u8ba1\u5212<\/a>\uff0c\u4f60\u5e94\u8be5\u544a\u8bc9\u533b\u751f\u4f60\u8ba1\u5212\u4f7f\u7528\u7684\u662fUnitedHealthcare PPO\u3002\u4f60\u8ba1\u5212\u4f7f\u7528\u7684\u533b\u7597\u7f51\u7edc\u53ef\u5728\u4fdd\u9669ID\u5361\u4e0a\u770b\u7684\u5230\u7f51\u7edc\u7684LOGO\u3002<\/p>\n<p><em><span style=\"color: #ff0000;\">\u6e29\u99a8\u5c0f\u63d0\u793a\uff1a<\/span>\u4f60\u7684\u4fdd\u9669\u8ba1\u5212\u540d\u79f0\u5e76\u4e0d\u7b49\u4e8e\u4f60\u8ba1\u5212\u4f7f\u7528\u7684\u533b\u7597\u7f51\u7edc\u540d\u79f0\u3002\u533b\u751f\u8bb0\u4e0d\u4e86\u4e0a\u5343\u79cd\u4e0d\u540c\u4fdd\u9669\u8ba1\u5212\u7684\u540d\u5b57\uff0c\u4f46\u4ed6\u4eec\u77e5\u9053\u81ea\u5df1\u548c\u54ea\u4e2a\u533b\u7597\u7f51\u7edc\u6709\u534f\u8bae(\u5982UnitedHealthcare PPO)\u3002\u56e0\u6b64\u5c31\u533b\u9884\u7ea6\u65f6\u8981\u63d0\u4f9b\u4f60\u8ba1\u5212\u7684\u533b\u7597\u7f51\u7edc\u540d\u79f0\u624d\u5bf9\u54e6\uff01<br \/><br \/>\u6025\u6551\u62a4\u7406\u4e2d\u5fc3(Urgent Care Center)\u548c\u514d\u9884\u7ea6\u8bca\u6240(Walk-in Clinic)\u4e00\u822c\u90fd\u4e0d\u9700\u8981\u9884\u7ea6\uff0c\u5982\u679c\u4e0d\u60f3\u7b49\u7684\u8bdd\u8fd92\u79cd\u673a\u6784\u4f1a\u662f\u4f60\u7684\u5934\u53f7\u9009\u62e9\u3002<br \/><br \/><\/em><\/p>\n<hr \/>\n<h2>5. \u8d74\u7ea6\u5c31\u533b\u65f6\u7684\u9700\u77e5<\/h2>\n<p>\u5f53\u4f60\u53bb\u8d74\u7ea6\u5c31\u533b\u65f6\uff0c\u8bb0\u5f97\u5e26\u4e0a\u4f60\u7684\u4fdd\u9669ID\u5361\uff0c\u5e76\u5728\u767b\u8bb0\u4fe1\u606f\u65f6\u51fa\u793a\u3002\u6839\u636e\u4e0d\u540c\u7684\u8ba1\u5212\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u4e0e\u4fdd\u9669\u516c\u53f8\u8054\u7cfb\u5e76\u83b7\u5f97\u9884\u5148\u6388\u6743\u624d\u80fd\u63a5\u53d7\u67d0\u4e9b\u6cbb\u7597\uff0c\u5982\u5927\u578b\u624b\u672f\u6216\u9884\u7ea6\u4f4f\u9662\u7b49\u3002\u4f60\u53ef\u4ee5\u5728\u6253\u7535\u8bdd\u7ed9\u4fdd\u9669\u516c\u53f8\u54a8\u8be2\u4fdd\u969c\u65f6\u4e5f\u987a\u4fbf\u67e5\u95ee\uff0c\u6216\u54a8\u8be2\u533b\u751f\u80fd\u5426\u9884\u5148\u6388\u6743\u63a5\u53d7\u67d0\u4e9b\u6cbb\u7597\u3002<br \/><br \/><\/p>\n<hr \/>\n<h2>6. \u7533\u8bf7\u7406\u8d54<\/h2>\n<p>\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u7406\u8d54\u6d41\u7a0b\u90fd\u4e0d\u4e00\u6837\u3002\u4f46\u662f\uff0c\u6211\u4eec\u4e3a\u5927\u5bb6\u5199\u4e86\u4e00\u7bc7\u3010<a href=\"https:\/\/www.internationalstudentinsurance.com\/cn\/baoxian-jiangjie\/suopei-tijiao-xiangxi.php\">\u5982\u4f55\u5728\u7f8e\u56fd\u63d0\u4ea4\u4fdd\u9669\u7406\u8d54\u7684\u6d41\u7a0b<\/a>\u3011\u6587\u7ae0\u4f9b\u5927\u5bb6\u5b66\u4e60\u3002<\/p>\n<p>\u00a0<\/p>\n<p>\u5e0c\u671b\u4ee5\u4e0a\u7684\u6d41\u7a0b\u80fd\u8ba9\u521d\u5230\u7f8e\u56fd\u7684\u4f60\u63d0\u4f9b\u534f\u52a9\uff0c\u5982\u679c\u4f60\u6709\u4ec0\u4e48\u4e0d\u6e05\u695a\u7684\u5730\u65b9\uff0c<a href=\"http:\/\/www.internationalstudentinsurance.com\/cn\/contact\/\">\u8bf7\u968f\u65f6\u4e0e\u6211\u4eec\u5ba2\u670d\u8054\u7cfb<\/a>\uff01<\/p>\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"794\" height=\"536\" src=\"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Service-APP-Signature.png\" alt=\"\" class=\"wp-image-897\" srcset=\"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Service-APP-Signature.png 794w, https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Service-APP-Signature-300x203.png 300w, https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Service-APP-Signature-768x518.png 768w\" sizes=\"auto, (max-width: 794px) 100vw, 794px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"455\" height=\"250\" src=\"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Application-Contact-Us.png\" alt=\"\" class=\"wp-image-899\" srcset=\"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Application-Contact-Us.png 455w, https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-content\/uploads\/2019\/10\/WeChat-Application-Contact-Us-300x165.png 300w\" sizes=\"auto, (max-width: 455px) 100vw, 455px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u6587\u7ae0\u66f4\u65b0\u4e8e2019\u5e7410\u670830\u65e5 \u5f53\u4f60\u5728\u7f8e\u56fd\u7559\u5b66\u671f\u95f4\uff0c\u67d0\u5929\u8d77\u5e8a\u53d1\u73b0\u81ea\u5df1\u5589\u5499\u5de8\u75bc\uff0c\u5168\u8eab\u8f6f\u5f31\u65e0\u529b\uff0c\u5934\u8fd8\u6da8\u75db\u7740\u3002\u3002\u3002 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