{"id":200,"date":"2016-12-22T21:35:03","date_gmt":"2016-12-22T13:35:03","guid":{"rendered":"http:\/\/www.internationalstudentinsurance.com\/cn\/blog\/?p=200"},"modified":"2020-10-13T22:38:21","modified_gmt":"2020-10-13T14:38:21","slug":"duoge-liuxue-baoxian-shihao-shihuai","status":"publish","type":"post","link":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/2016\/12\/22\/duoge-liuxue-baoxian-shihao-shihuai\/","title":{"rendered":"\u540c\u65f6\u8d2d\u4e70\u591a\u4e2a\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u662f\u597d\u4e3b\u610f\u8fd8\u662f\u574f\u4e3b\u610f\u5462?"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright\" src=\"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-content\/uploads\/2016\/11\/help-image.png\" alt=\"null\"><br \/>\n\u540c\u65f6\u62e5\u6709\u8d8a\u591a\u4fdd\u9669\u4e0d\u662f\u8d8a\u597d\u5417\uff1f\u5bf9\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u6765\u8bf4\uff0c\u8fd9\u672a\u5fc5\u662f\u7edd\u5bf9\u7684\u597d\u4e8b\u3002\u5982\u679c\u7559\u5b66\u751f\u6216\u8bbf\u95ee\u5b66\u8005\u6253\u7b97\u540c\u65f6\u8d2d\u4e70\u4e24\u4e2a\u6216\u4ee5\u4e0a\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u7684\u8bdd\uff0c\u4ee5\u4e0b\u662f\u4e00\u4e9b\u4f60\u4eec\u5fc5\u987b\u8981\u6ce8\u610f\u7684\u4e8b\u9879\u3002<\/p>\n<h2>\u4e3a\u4ec0\u4e48\u9700\u8981\u540c\u65f6\u8d2d\u4e70\u4e24\u4e2a\u6216\u4ee5\u4e0a\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u5462\uff1f<\/h2>\n<p>\u4ee5\u4e0b\u662f\u5f88\u591a\u7559\u5b66\u751f\u548c\u8bbf\u95ee\u5b66\u8005\u89c9\u5f97\u81ea\u5df1\u9700\u8981\u8d2d\u4e70\u8d85\u8fc7\u4e00\u4e2a\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u7684\u539f\u56e0\/\u60c5\u8282\uff1a<\/p>\n<ol>\n<li>\u5df2\u8d2d\u4e70\u4e86\u4e00\u4e2a\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u4f46\u8be5\u8ba1\u5212\u5e76\u4e0d\u7b26\u5408\u5b66\u6821\u6216\u7b7e\u8bc1\u7684\u4fdd\u9669\u8981\u6c42\u3002<\/li>\n<li>\u4f60\u89c9\u5f97\u81ea\u5df1\u73b0\u6709\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u6240\u8986\u76d6\u7684\u5185\u5bb9\u6216\u4fdd\u969c\u4e0d\u591f\u3002<\/li>\n<li>\u81ea\u5df1\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u5e76\u4e0d\u8986\u76d6\u4e00\u4e2a\u521a\u53d1\u751f\u7684\u72b6\u51b5\/\u75c5\u60c5\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u6211\u4eec\u6765\u8be6\u7ec6\u5206\u6790\u4e00\u4e0b\u8fd9\u4e09\u4e2a\u539f\u56e0\/\u60c5\u8282\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u5df2\u8d2d\u4e70\u4e86\u4e00\u4e2a\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u4f46\u8be5\u8ba1\u5212\u5e76\u4e0d\u7b26\u5408\u5b66\u6821\u6216\u7b7e\u8bc1\u7684\u4fdd\u9669\u8981\u6c42\u3002<\/h3>\n<p>\u9996\u5148\uff0c\u8bf7\u4ed4\u7ec6\u67e5\u9605\u90a3\u4e2a\u4e0d\u7b26\u5408\u4f60\u6240\u9700\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u5f53\u4e2d\u7684\u53d6\u6d88\u6761\u6b3e\u3002\u6709\u4e9b\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u5141\u8bb8\u5728\u4fdd\u9669\u751f\u6548\u65e5\u524d\u53d6\u6d88\u8ba1\u5212\u5e76\u53ef\u83b7\u5168\u989d\u9000\u8fd8\u3002\u5982\u679c\u53d6\u6d88\u8ba1\u5212\u5e76\u4e0d\u662f\u4e00\u4e2a\u53ef\u884c\u7684\u65b9\u6848\uff0c\u90a3\u53ea\u80fd\u7ee7\u7eed\u5bfb\u627e\u5176\u4ed6\u5408\u9002\u7684\u8ba1\u5212\u3002\u4f46\u662f\uff0c\u5343\u4e07\u4e0d\u8981\u8d2d\u4e70\u4e24\u4e2a\u63d0\u4f9b\u5dee\u4e0d\u591a\u4fdd\u969c\u7684\u4e3b\u8ba1\u5212\u6216\u526f\u8ba1\u5212(\u5728\u4f7f\u7528\u5b8c\u4e3b\u8ba1\u5212\u4fdd\u969c\u540e\u624d\u5f00\u59cb\u4fdd\u969c\u7684\u8ba1\u5212)\uff0c\u5728\u672a\u6765\u9700\u8981\u7406\u8d54\u65f6\u5f88\u6709\u53ef\u80fd\u4f1a\u5236\u9020\u51fa\u95ee\u9898\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u7b26\u5408\u7f8e\u56fd\u653f\u5e9c\u7684J\u7b7e\u8bc1\u4fdd\u9669\u8981\u6c42\u800c\u4f60\u73b0\u6709\u7684\u8ba1\u5212\u5e76\u4e0d\u5305\u62ec\u7d27\u6025\u533b\u7597\u63f4\u52a9\u6216\u9057\u4f53\u9001\u8fd4\u56de\u56fd\u4fdd\u969c\u3002\u4f46\u4f60\u73b0\u6709\u7684\u8ba1\u5212\u63d0\u4f9b\u5176\u4ed6\u7684\u533b\u7597\u4fdd\u969c(\u5982\u4f4f\u9662\u95e8\u8bca\u7b49\u8986\u76d6)\uff0c\u56e0\u6b64\u4f60\u5e94\u627e\u4e00\u4e2a\u72ec\u7acb\u53ea\u8986\u76d6\u7d27\u6025\u533b\u7597\u63f4\u52a9\u6216\u9057\u4f53\u9001\u8fd4\u56de\u56fd\u4fdd\u969c\u7684\u9644\u52a0\u4fdd\u9669\u8ba1\u5212\uff0c\u800c\u4e0d\u662f\u4e70\u53e6\u4e00\u4efd\u53c8\u6709\u533b\u7597\u53c8\u6709\u8fd9\u4e24\u4e2a\u4f60\u6240\u9700\u4fdd\u969c\u7684\u4e3b\u8ba1\u5212\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u4f60\u89c9\u5f97\u81ea\u5df1\u73b0\u6709\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u6240\u8986\u76d6\u7684\u5185\u5bb9\u6216\u4fdd\u969c\u4e0d\u591f\u3002<\/h3>\n<p>\u5982\u679c\u4f60\u627e\u5230\u4e00\u4e2a\u5408\u9002\u7684\u8ba1\u5212\u5e76\u60f3\u77e5\u9053\u80fd\u4e0d\u80fd\u4e70\u4e24\u4e2a\u6765\u83b7\u5f97\u53cc\u91cd\u7684\u4fdd\u969c\u7684\u8bdd\uff0c\u7b54\u6848\u662f\u4e0d\u53ef\u4ee5\u7684\u3002\u53e6\u5916\uff0c\u627e\u4e24\u4e2a\u4e0d\u540c\u7684\u4e3b\u8ba1\u5212\u6216\u4e24\u4e2a\u4e0d\u540c\u7684\u526f\u8ba1\u5212\u540c\u6837\u884c\u4e0d\u901a\u3002\u552f\u4e00\u53ef\u4ee5\u7684\u5c31\u662f\u4e70\u4e00\u4e2a\u4e3b\u8ba1\u5212(Primary plan &#8211; \u7406\u8d54\u65f6\u4f1a\u5148\u4f7f\u7528\u7684\u8ba1\u5212)\u7136\u540e\u518d\u4e70\u4e00\u4e2a\u526f\u8ba1\u5212(Secondary plan &#8211; \u5f53Primary plan\u7684\u4fdd\u989d\u4f7f\u7528\u5b8c\u540e\u624d\u80fd\u5f00\u59cb\u4f7f\u7528\u7684\u8ba1\u5212)\u3002<\/p>\n<p>&nbsp;<\/p>\n<h3>\u81ea\u5df1\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u5e76\u4e0d\u8986\u76d6\u4e00\u4e2a\u521a\u53d1\u5c55\u6210\u7684\u72b6\u51b5\/\u75c5\u60c5\u3002<\/h3>\n<p>\u5982\u679c\u4f60\u6709\u4e00\u4e2a\u521a\u53d1\u5c55\u6210\u7684\u72b6\u51b5\/\u75c5\u60c5\uff0c\u65e0\u8bba\u662f\u5df2\u88ab\u6b63\u5f0f\u8bca\u65ad\u6216\u53ea\u6709\u4e00\u4e9b\u75c7\u72b6\uff0c\u90fd\u4f1a\u88ab\u89c6\u4e3a\u5df2\u5b58\u5728\u72b6\u51b5\/\u75c5\u60c5(Pre-existing condition)\u3002\u8fd9\u610f\u5473\u7740\u5982\u679c\u4f60\u8981\u4e70\u4e00\u6b3e\u80fd\u8986\u76d6\u5df2\u5b58\u5728\u72b6\u51b5\/\u75c5\u60c5\u7684\u4fdd\u9669\u8ba1\u5212\u7684\u8bdd\uff0c\u4f60\u5fc5\u987b\u786e\u8ba4\u8be5\u8ba1\u5212\u751f\u6548\u540e\u4f1a\u7acb\u523b\u8986\u76d6\u5df2\u5b58\u5728\u72b6\u51b5\/\u75c5\u60c5\u3002\u8bf7\u6ce8\u610f\uff0c\u5f88\u5c11\u7559\u5b66\u4fdd\u9669\u4f1a\u7acb\u523b\u8986\u76d6\u5df2\u5b58\u5728\u72b6\u51b5\/\u75c5\u60c5\uff0c\u5982\u679c\u8986\u76d6\u7684\u8bdd\uff0c\u8be5\u8ba1\u5212\u7684\u4fdd\u8d39\u4e5f\u4e0d\u4f1a\u4fbf\u5b9c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6e29\u99a8\u63d0\u793a\uff1a\u5efa\u8bae\u7559\u5b66\u751f\u548c\u8bbf\u95ee\u5b66\u8005\u8d2d\u4e70\u8986\u76d6\u6f5c\u5728\u9ad8\u5371\u4e8b\u9879\u4fdd\u969c\u7684\u8ba1\u5212(\u5982\u6821\u9645\u8fd0\u52a8\u6216\u6000\u5b55\u7b49\u4fdd\u969c)\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6700\u540e\uff0c\u5982\u679c\u771f\u7684\u8981\u4e70\u4e24\u4e2a\u7559\u5b66\u4fdd\u9669\u7684\u8bdd\uff0c\u8bf7\u786e\u8ba4\u4e00\u4e2a\u662fPrimary\u800c\u53e6\u4e00\u4e2a\u662fSecondary\u8ba1\u5212\u3002\u4f46\u662f\u6211\u4eec\u8fd8\u662f\u5efa\u8bae\u5927\u5bb6\u53ea\u627e\u4e00\u4e2a\u80fd\u5c3d\u91cf\u8986\u76d6\u4f60\u6240\u9700\u8981\u7684\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u540c\u65f6\u62e5\u6709\u8d8a\u591a\u4fdd\u9669\u4e0d\u662f\u8d8a\u597d\u5417\uff1f\u5bf9\u7559\u5b66\u4fdd\u9669\u8ba1\u5212\u6765\u8bf4\uff0c\u8fd9\u672a\u5fc5\u662f\u7edd\u5bf9\u7684\u597d\u4e8b\u3002\u5982\u679c\u7559\u5b66\u751f\u6216\u8bbf\u95ee\u5b66\u8005\u6253\u7b97\u540c\u65f6\u8d2d\u4e70\u4e24\u4e2a\u6216\u4ee5\u4e0a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,9,10],"tags":[35,111,30,108,109,55,64,60,39,99],"class_list":["post-200","post","type-post","status-publish","format-standard","hentry","category-8","category-9","category-10","tag-isi","tag-111","tag-30","tag-108","tag-109","tag-55","tag-64","tag-60","tag-39","tag-99"],"_links":{"self":[{"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/posts\/200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/comments?post=200"}],"version-history":[{"count":7,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/posts\/200\/revisions"}],"predecessor-version":[{"id":1115,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/posts\/200\/revisions\/1115"}],"wp:attachment":[{"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/media?parent=200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/categories?post=200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/cn\/blog\/wp-json\/wp\/v2\/tags?post=200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}