{"id":5436,"date":"2018-09-21T10:38:28","date_gmt":"2018-09-21T14:38:28","guid":{"rendered":"https:\/\/www.internationalstudentinsurance.com\/blog\/?p=5436"},"modified":"2020-10-20T11:07:57","modified_gmt":"2020-10-20T15:07:57","slug":"maternity-coverage-for-international-students","status":"publish","type":"post","link":"https:\/\/www.internationalstudentinsurance.com\/blog\/2018\/09\/maternity-coverage-for-international-students.html","title":{"rendered":"Coverage for Maternity in the U.S. for International Students"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-content\/uploads\/2018\/09\/iStock-841956208-2.jpg\" alt=\"pregnancy\" width=\"203\" height=\"134\"\/><\/figure><\/div>\n\n\n\n<p>When choosing health insurance for your time abroad, it\u2019s important to make sure your plan includes all the benefits you need. Pregnancies can occur, planned or not, so if there\u2019s a chance that you could become pregnant, you will want to make sure that your plan includes coverage for maternity. Pregnancy is an exciting time in one\u2019s life but the added stress of uncovered medical bills can be overwhelming, so it\u2019s important to make sure you have proper insurance coverage in place! <\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Maternity Costs in the United States<\/strong><\/h3>\n\n\n\n<p>Maternity expenses in the United States are significantly higher than around the world, and the cost to have a baby can add up quickly. The price of health care varies dramatically by state and will even depend on which hospital you visit, so it\u2019s nearly impossible to put a price tag on the cost of giving birth in the United States. Luckily, your health insurance plan will cover a large amount of your maternity expenses, so if you\u2019re considering having a baby while you in the U.S., it\u2019s very important to have a plan that includes comprehensive maternity coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><b>What is Included in My Plan\u2019s Maternity Coverage?<\/b><\/h3>\n\n\n\n<p>Maternity care encompasses a wide range of services, from prenatal care and delivery to postnatal care after the baby is born. <\/p>\n\n\n\n<ul><li><b>Prenatal Care<\/b> is important for the health of you and your baby during your pregnancy. These check-ups will include ultrasounds, which typically cost about $200 each, routine blood tests, and urinalysis tests to monitor the baby\u2019s development. Generally, you\u2019ll need a pre-natal check-up every 4 to 6 weeks for the first 32 weeks, every 2 to 3 weeks for the 32nd to 37th weeks, and every week from the 37th week until delivery. Prenatal care typically costs around $2,000 or more in the USA without insurance, and can be more if you have a high-risk pregnancy. <\/li><li><strong>Labor and Delivery of a Baby<\/strong> is the most expensive medical cost associated with pregnancy. This includes a hospital stay, which can vary in length depending on the type of birth and complications. On average, without insurance, an uncomplicated vaginal birth will cost around $12,000, while a standard caesarean section will cost $17,000.<\/li><li><b>Postnatal Care<\/b> lasts six to eight weeks after the birth and ensures the physical and emotional health of the mother and baby. The typical cost of a postpartum checkup is similar to that of a prenatal visit \u2014 usually between $100 and $200 per visit without insurance.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><b>What are My Insurance Options?<\/b><\/h3>\n\n\n\n<p>It is important to be prepared and do your research before coming to the United States, especially when it comes to finding the right insurance plan for you! Most insurance plans in the U.S. will not cover a pregnancy if you become pregnant before your policy becomes effective, so you\u2019ll want to keep this in mind when considering your options. <\/p>\n\n\n\n<div class=\"card\">\n  <h5 class=\"card-header\">Major Medical Plan<\/h5>\n  <div class=\"card-body\">\n       <p class=\"card-text\">The <a href=\"https:\/\/www.internationalstudentinsurance.com\/major-medical-insurance\/benefits.php\"><strong>Global Medical Plan <\/strong><\/a>\u2013 offers maternity coverage on the Platinum level. This plan does have a 10-month waiting period before you can receive full maternity benefits. It is a great long-term plan option for both students and dependents in the United States.<\/p>\n\n<div style=\"text-align:center\">\n<a href=\"https:\/\/www.internationalstudentinsurance.com\/major-medical-insurance\/overview.php\" class=\"btn btn-primary\">Get a quote<\/a>\n\n<\/div>\n\n  <\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"card\">\n  <h5 class=\"card-header\">Student Plans<\/h5>\n  <div class=\"card-body\">\n       <p class=\"card-text\">The <a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-insurance\/benefits.php\"> <strong>Student Secure<\/strong><\/a> and <a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-advantage\/\"> <strong>Student Health Advantage<\/strong><\/a> plans \u2013 also offer maternity coverage on certain levels of the plan. On the Student Secure plan, maternity coverage is available on the Budget, Select, and Elite levels. On the Student Health Advantage plan, maternity coverage is available on the Platinum level. To be eligible for these plans, you do have to be enrolled as a full-time international student with a valid student visa. It\u2019s important to keep in mind that the plans will only offer coverage for maternity if you become pregnant after the effective start date of your plan.<\/p>\n\n<div class=\"float-left\">\n<a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-insurance\/apply\/\" class=\"btn btn-primary\">Apply for the <strong>Student Secure<\/strong><\/a><br><\/div>\n<div class=\"float-right\">\n<a href=\"https:\/\/www.internationalstudentinsurance.com\/student-health-advantage\/apply\/\" class=\"btn btn-primary\">Apply for the <strong>Student Health Advantage<\/strong><\/a>\n\n<\/div>\n<\/div>\n  <\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"card\">\n  <h5 class=\"card-header\"><a href=\"https:\/\/www.internationalstudentinsurance.com\/blog\/2015\/07\/im-pregnant-can-i-get-insurance.html\"><strong>Already pregnant?<\/strong><\/a><\/h5>\n  <div class=\"card-body\">\n       <p class=\"card-text\">Unfortunately, we do not have any plans that would cover your maternity expenses. However, our<a href=\"https:\/\/www.internationalstudentinsurance.com\/travel-medical-insurance\/benefits.php\"> <strong>Atlas Travel Medical<\/strong><\/a> plan will cover the complications of pregnancy for the first 26 weeks should something happen.<\/p>\n\n<div style=\"text-align:center\">\n<a href=\"https:\/\/www.internationalstudentinsurance.com\/travel-medical-insurance\/apply\/\" class=\"btn btn-primary\">Get a quote<\/a>\n\n<\/div>\n\n  <\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Maternity coverage is just one of many important benefits to keep in mind when choosing your insurance plan. For more information on the best option for you, please visit our&nbsp;<a href=\"https:\/\/www.internationalstudentinsurance.com\/explained\/\"><strong>Insurance Explained<\/strong><\/a>&nbsp;section or&nbsp;<a href=\"https:\/\/www.internationalstudentinsurance.com\/contact\/\"><strong>contact our customer service team<\/strong><\/a>!<\/p>\n\n\n\n<div style=\"text-align:center\">\n<a href=\"https:\/\/www.internationalstudentinsurance.com\/contact\/\" class=\"btn btn-primary\">Contact us<\/a>\n<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Maternity expenses in the United States are significantly higher than around the world, and the cost to have a baby can add up quickly.  Most insurance plans in the U.S. will not cover a pregnancy if you become pregnant before your policy becomes effective \u2013 so be prepared with this tips!<\/p>\n","protected":false},"author":19,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103,611,104],"tags":[1406,1409,1407,1408,1405],"class_list":["post-5436","post","type-post","status-publish","format-standard","hentry","category-insurance-explained","category-student-health-insurance-2","category-international-students-in-the-usa","tag-coverage-for-maternity-as-an-international-student","tag-coverage-for-pregnancy-in-the-us","tag-insurance-for-maternity-for-international-students","tag-insurance-for-pregnancy-in-the-us","tag-maternity-coverage-for-international-students"],"_links":{"self":[{"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=5436"}],"version-history":[{"count":8,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5436\/revisions"}],"predecessor-version":[{"id":7284,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/5436\/revisions\/7284"}],"wp:attachment":[{"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=5436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=5436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.internationalstudentinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=5436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}