{"id":3142,"date":"2013-08-21T09:33:50","date_gmt":"2013-08-21T13:33:50","guid":{"rendered":"http:\/\/www.internationalstudentinsurance.com\/blog\/?p=3142"},"modified":"2020-08-05T16:52:46","modified_gmt":"2020-08-05T20:52:46","slug":"unc-chapel-hill-international-student-insurance","status":"publish","type":"post","link":"https:\/\/www.internationalstudentinsurance.com\/blog\/2013\/08\/unc-chapel-hill-international-student-insurance.html","title":{"rendered":"UNC Chapel Hill International Student Insurance"},"content":{"rendered":"\n
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Beginning in fall of 2010, the University of North Carolina (UNC) Board of Governors implemented a \u201chard waiver\u201d student health insurance plan on all sixteen 4-year campuses. \u201cHard waiver\u201d means that a student  is required to hold a \u201ccreditable coverage\u201d health insurance policy or else enroll in the UNC Chapel Hill International Student Insurance plan. All international students who have F or J immigration status are required to carry health insurance for themselves and their dependents throughout the duration of their academic program.<\/p>\n\n\n\n

\u201cHard waiver\u201d does not mean that a student must<\/i> enroll in the UNC System Student Health Insurance Plan<\/strong>, but it does mean that students must show evidence of creditable health insurance coverage.<\/p>\n\n\n\n

Creditable coverage includes all of the following benefits:<\/p>\n\n\n\n

  1. The health insurance plan must have a minimum medical benefit of $100,000 coverage for each specific illness or injury.<\/li>
  2. The plan must have a deductible not to exceed $500 per accident or illness.<\/li>
  3. The plan must provide at least $25,000 in benefits for repatriation of remains to the home country in case of death.<\/li>
  4. The plan must pay up to $50,000 for medical evacuation to the home country.<\/li>
  5. Policy active for the entire duration of the academic semester<\/li><\/ol>\n\n\n\n

    Alternative Health Insurance<\/strong><\/h2>\n\n\n\n

    Our Student Health Insurance plan offers four plan levels that meet all of these requirements: Smart, Budget, Select and Elite. Choosing either of these plans over UNC Chapel Hill’s school sponsored plan will save you a considerable amount of money. For example, for an international student aged between 18 and 24:<\/p>\n\n\n\n