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International Travel Insurance | Patriot Benefits

The Patriot Travel Insurance plan provides a range of benefits to suit all travelers and their needs. This plan offers policy maximum options that start at $50,000 and move up to $2,000,000 and include flexible deductible options to suit any need. Please view the summary table below for an outline of the plan benefits and optional riders.

Benefits Patriot Travel
Policy Maximum $50,000, $100,000, $500,000, $1,000,000 or $2,000,000
Deductible $0, $100, $250, $500, $1,000 or $2,500
The deductible is due once per certificate period
Provider Network PPO Network
Coinsurance
- Inside the USA/ Canada
80% (out of network) and 90% (in network) Coverage up to $5,000
100% after up to Policy Maximum
Coinsurance
- Outside the USA/ Canada
100% Coverage
Benefit Period Six Months
Medical Benefits
Hospital Room & Board Up to the Maximum Limit for average semi-private room rate
Intensive Care Up to Maximum Limit
Medical Expenses Up to Maximum Limit
Outpatient Medical Up to Maximum Limit
Local Ambulance Up to Maximum Limit
Prescription Drugs Up to Maximum Limit
Emergency Room Accident Up to Maximum Limit
Emergency Illness
- with in-patient admission
Up to Maximum Limit
Emergency Illness
- without in-patient admission
Up to Maximum Limit with additional $250 deductible
Dental

Accident - Up to Maximum Limit

Dental Emergency - $100 for the necessary treatment of sudden, unexpected pain to sound natural teeth.

Hospital Daily Indemnity $100 per night for up to 10 days
International Emergency Care
Emergency Evacuation Up to $500,000 lifetime maximum
Emergency Reunion Up to $50,000
Return of Mortal Remains Up to $50,000
Cremation/Burial Up to $5,000
Return of Minor Children Up to $50,000
Political Evacuation Up to $10,000
Natural Disaster $100 per day for five days
Identity Theft Assistance Up to $500 per Period of Coverage
Additional Benefits
Terrorism Coverage Up to $50,000 Lifetime Maximum
Sports and Activities Coverage Up to the Maximum Limit for basic non-contact and non-organized leisure and recreational sports
Sudden and Unexpected Recurrence of a Pre-Existing Condition

US Citizens - Up to the Maximum Limit for those under 65 with a primary health plan, up to $20,000 for those under 65 without a primary health plan and $2,500 for all others

Emergency Medical Evacuation - in addition up to $25,000 will be paid for an emergency medical evacuation

Incidental Home Country Coverage Up to a cumulative two weeks
End of Trip Home Country Coverage For every 5 months of coverage purchased, you can purchase 1 month of additional home country coverage up to a maximum of 2 months
Trip Interruption Up to $5,000
Common Carrier Accidental Death $50,000 to Beneficiary, Maximum of $250,000 per family
Accidental Death and Dismemberment $25,000 principal sum
Lost Luggage Up to $50 per item, maximum of $250

Optional plan riders are also available to cover:

  • Adventure Sports
  • Citizenship Return
  • Enhanced AD&D
  • Evacuation Plus
  • Trip Cancellation (Patriot Trip)

For more information about these riders please either contact us or download a copy of the plan brochure which is available from our brochures page.

This is a brief summary of the plan benefits, for a more detailed list please request a copy of the plan certificate.


patriot travel medical insurance