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India Student Insurance Plans

International Student Health Insurance for Students in India

For international students, India is a vast country that has so much to offer - from some of the world’s most historic and amazing sites, such as the Taj Mahal, to the amazing beaches of Goa. You can see why more international students are looking to India as a study abroad destination, and that trend will only continue!

But apart from that, India has a network of universities and schools that offer a wide range of programs with 42 central universities and 243 state universities – and this does not include private institutions that also offer programs. The degree system in India is influenced by the British degree system and offers programs leading to bachelor’s master’s, and doctoral degrees. As there are 575 university-level institutions in India’s higher education system, there is going to be an option for most international students, and in most cases students will find what they need.

As an international student in India, the healthcare system in India is a universal one, but you will find that there are vast differences in the level of care depending on where you are based. If you are based in a rural location, the level of care may be very low, however when in major cities such as Mumbai, you will find there are some of the most advanced hospitals in the world with excellent care options.

In most cases, these medical facilities that are in the major cities are private, and you will want to make sure you receive medical care at these private facilities as they will offer the best care. Private medical facilities in India offer high quality care at relatively inexpensive costs. Therefore it is important to make sure you have adequate health insurance in India, to cover you for your entire duration. Despite India’s universal health care system, lack of coverage and infrastructure in the public sector means that it is generally wise to purchase private health insurance, if you can afford it.

Students looking to study in India will need to apply for an international student visa, and supply all the supporting documentation for this application. Student Health Insurance is not a requirement for a student visa, so students do not need to show they have health insurance coverage, however we strongly recommend you purchase coverage prior to your trip. Not only will it cover you for your medical needs, international plans also include evacuation and repatriation coverage which are very important benefits when you travel abroad.

To learn more about the insurance plans available for international students in India, please see below:

Europe Travel

Our Euro plan provides students who are coming to study in Europe, or traveling outside of Europe with international travel health insurance coverage, including:

  • Coverage - 5d to 3yrs
  • €40,000 up to €6,250,000
  • Excess from €0
  • Euro priced plan

12 months, Europe only coverage:

€40,000 - €225 (€0 excess) or €198 (€75 excess)
€75,000 - €285 (€0 excess) or €250.80 (€75 excess)
€400,000 - €330 (€0 excess) or €290.40 (€75 excess)

To view all plan choices, please run a free quote for all options available to you.

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Atlas Travel

The Atlas plan provides students with travel health insurance coverage while studying in Europe and will meet all the requirements needed, including:

  • Coverage - 5 days to 1 year
  • $50,000 to $1,000,000 max
  • $0 to $2,500 deductible
  • USD priced plan

12 months coverage costs:

  $100 Ded $250 Ded
$50,000 $310.25 (€242) $281.05 (€219)
$200,000 $448.95 (€350) $408.80 (€318)

Pricing based on student under 29 years old and Euro premiums are for indication purposes only.

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Student Secure

The Student Secure offers monthly international student health insurance coverage with monthly payment options, and coverage available up to 4 years:

  • Coverage - 5 days to 1 year
  • $200,000 to $300,000 max
  • $100 deductible
  • USD priced plan

12 months coverage costs:

Smart
$324 (€252)
Budget
$432 (€337)
Select
$624 (€486)

Pricing based on a student aged under 24 and Euro premiums are for indication purposes only.

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