international student insurance

Posts Tagged ‘study abroad insurance’

Health insurance for Chinese students studying abroad

Friday, December 4th, 2009

Chinese students make up a large portion of students studying abroad.  Health insurance is often times a big concern as most countries, colleges and Universities require that international students have it.

The Atlas Travel Series is an excellent choice for health insurance for Chinese students studying abroad.  The Atlas Travel Series provides coverage to students studying outside their home country.  It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc..  This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

The plan meets all of the requirements for the Schengen and US visa’s.  In addition to that it can protect students from financial burden in the event of an unexpected illness or injury.  So whether it’s required or not – it’s a smart idea for all Chinese students studying abroad to have health insurance.

After this plan is purchased, they will immediately receive a confirmation e-mail.  This e-mail will contain the insurance card, letter of coverage, receipt, visa letter and policy details.  Students can simply print these documents out to show proof of coverage.

 

Student Secure- A popular solution for Study Abroad students

Tuesday, April 21st, 2009

There are many countries that are becoming more popular destinations for Study Abroad programs. For example, Finland, Spain, Italy, France, and the UK are hot spots for international studies and health insurance is also requirement for most of these counties.

The Student Secure plan has become an ideal solution for many these students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).

The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.

After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.

You will also have access (Client Zone) to what is called a “Visa Letter” that outlines what the plan coverage is, confirms the insured is covered and provide other information about the plan that you have purchased. You can just simply print out these documents to show proof of coverage.

 

Summer Study Abroad Insurance

Wednesday, March 21st, 2007

For all of those students that are about to embark on their summer study abroad trip you are about to have a life changing experience. Some of you may be going to Europe and some may be going to China, Japan or South America but whether you know it or not you all have something in common. You will all be studying outside of your home country and out of your comfort zone. You will also be exploring a whole new world out there with new and different cultures.

When you are thinking about all the great adventures you are about to have, you may forget to have adequate health insurance that will provide coverage for you while you are studying outside of your home country. Fortunately, most schools require students to have this type of insurance. We have two excellent plans that will satisfy your school requirement for study abroad insurance – the Student Secure plan and the Atlas International plan. Both of these plans offer comprehensive coverage and great rates, especially when you are outside of the U.S. The Student Secure plan offers coverage for inpatient, outpatient, maternity, sports coverage, emergency medical evacuation, repatriation, etc. and you must be a student to qualify. You can purchase from 1 to 12 months of Student Secure coverage, and can continue to renew as long as you are studying outside of your home country.

The Atlas International offers similar coverage for those outside their home country, but you do not have to be a student.You can purchase as little as 5 days of coverage, up to a full year, and you can renew the plan for up to 3 years. One nice feature of the Atlas International is that you can choose a deductible as low as $0. Since there is no co-insurance on claims outside the US, you can reduce out of pockets costs for medical claims.

If you are like most students, health insurance is the farthest thing on your mind. You may have waited till the last minute to purchase it and you need proof of insurance by tomorrow or even today. Well, with these two plans we offer a great benefit: online fulfillment. This allows you to receive all of your insurance documents via your e-mail. You will receive a confirmation e-mail after you purchase the plan online and it will include your visa letter, explanation of benefits, receipt and insurance card. You can simply print these items out and bring them with you when you go abroad.

For lots of study abroad information, including program listings, a study abroad blog, etc. visit the Study Abroad section of InternationalStudent.com. You may also want to make sure you have an international phone card or sim card. Your cell phone provider may offer international calling but usually you will see they have very high rates and you can end up with an extremely high bill at the end of the summer. These services and products are all found through a great site: iCallAbroad.com. They offer excellent products with great rates and a “Print n Go” facility.

 

Study Abroad Insurance Plans

Monday, January 22nd, 2007

With over 200,000 US students studying abroad each year (and growing) the need for study abroad insurance is becoming more important each year. This article is designed to provide students with information on what to look for and what options you have when it comes to international insurance for your time abroad.

There are a couple of scenarios when it comes to study abroad insurance and there are several ways you could be covered. The first is through your school, as some schools provide their own insurance plan that they ask students to take out before they study abroad. These plans are often very comprehensive and because of this they can be expensive – you can find very good insurance plan that provides quality coverage at a lower cost, you just need to shop around!

The second scenario is coverage through your parents insurance plan. Although this may provide you with good insurance benefits while at school in the USA, most plans will ONLY provide a medical insurance benefit and most of the time this is a low benefit of just $50,000. Plus, these plans will not provide any evacuation, repatriation or travel benefits which you will need when studying abroad.

The third scenario is that you do not have any coverage through your school or parents and so will need to do all your research to get the best insurance plan. The International Student Insurance Study Abroad insurance pages provide you with detailed information about the plans available to students studying abroad so please take time to learn more about the options available and hopefully you will find a plan that fits your needs:

Please view our Study Abroad Insurance plans online.

HOT TIP – When looking for a study abroad insurance plan you will want to make sure you plan provides you worldwide coverage (so you can travel around – great if you are based in Europe) and some home country coverage so you can can home during the holidays or to visit.