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Posts Tagged ‘Student Insurance’
Tuesday, July 26th, 2011
Many colleges and universities in the US allow international students to waive their school’s insurance plan if students can show a good alternate health insurance policy. Our International Student Health Insurance plan called the Student Secure offers comprehensive coverage and therefore meets and exceeds most school insurance requirements.
There are a handful of universities, mostly in Florida, that have stricter insurance requirements including a waiting period that cannot exceed 6 months for a pre-existing condition. In these cases, we have designed an even more comprehensive plan called our Student Secure 6 Month Pre-Existing Condition plan which will work in these situations.
To understand the different between the two plans you must know what a pre-existing condition is. A pre-existing condition is any sickness, injury or medical condition that you had prior to the insurance effective date. If you have a pre-existing condition, many insurance policies will not cover that particular condition for a specific period of time. Certain universities require that this period cannot exceed 6 months from when the policy begins. For these students, our Student Secure 6 Month Pre-Ex Plan is especially designed to meet this requirement.
To see which plan will work for your school, check out the school requirements for international students.
Tags: 6 month pre-existing condition, health insurance, pre-existing conditions, Student Insurance
Posted in Health & Safety, Insurance Explained, International Student in the USA, Product Information, Student Health Insurance, Student Insurance | No Comments »
Friday, July 1st, 2011
Today we launched a new online application for our International Student Health Insurance plan. The new online tool now allows you to get a free quote and apply for the Student Secure Smart, Budget or Select level using the same link. You no longer have a different application link to apply for the Smart level of the plan. I will be going over the steps on how to complete this new international student health insurance application.
The first step of the application process is to get a free quote based on your situation. You will have the option of choosing when you want your insurance to begin and end – you can choose to have the plan start in the future or as early as the same day. You cannot choose a date that is in the past. You can choose to have the plan for as little as one month or up to 12 months.
Next, you would enter your date of birth. If the student needs to add a spouse or child, you can click “yes” to dependent coverage and input their dates of birth, otherwise click “no”. After you will answer the question asking if you are a US citizen or resident, please note that if you are an international student studying in the US with a temporary F-1 or J-1 visa, you are not a US permanent resident and you would answer “no” to this question. Once you have filled out the information click on “GET QUOTE” at the bottom of the page and you will be taken to the next page showing you the price for the number of months you chose to have coverage for in the previous step.
On the next page you will have the option to choose the Coverage Area, if you will be an international student in the USA you would need to click the option “Including US” since you will need the insurance to cover you while you are inside the USA. If you will not be needing coverage in the USA you would choose “Excluding US”. Next you will choose with plan level you want to purchase: the Select, Budget or Smart level. You will then indicate whether you want to pay for the plan in full right now or pay monthly. Click on “NEXT” in the bottom right to move to the next page.
On this page you will simply fill out some information about yourself and your contact information. Your mailing address should be the address where we can reach you. Please be sure to fill out an email that you check regularly as this will be the primary way we will contact you about your policy including where we will send your documents and respond to other requests.
You might notice on the right hand side of the page that you can review the summary of your application so far.
Again, when you have filled out all the blanks click on “next”.
In the Eligibility Details page you will fill out your citizenship, home country and host country. In most cases your home country will be the same as your country of citizenship. If you choose to have coverage in the USA, you will have the question “Select Type of Visa” if your visa type is not listed you would choose “Other”.
The beneficiary for the accidental death benefit is the person you’d like to receive the monetary payout in case you pass away. This person can be anyone you want; usually it is a family member.
In the “Online Fulfillment Option” by choosing “Yes” you will receive your insurance documents electronically immediately after you complete the application. If you choose “No” you will get the documents physically email to you instead.
 
Congratulations, once you’ve reach this point you are almost done with the application. On this page you just need to confirm the price of the plan and include your payment information. You can use a credit, debit or bank card as long as they are MasterCard, American Express, Discover or Visa. Please keep in mind that “Visa Electron” is not accepted.
Once you have fill out all the information, read through the terms and conditions and click the check box if you agree then hit the “Place Order” button to submit your application!
Tags: Insurance application, international student insurance, International Student Insurance Application, Student Insurance, Student Insurance application, student secure, study abroad insurance
Posted in Insurance Explained, International Student in the USA, Product Information, Student Health Insurance, Student Insurance | 1 Comment »
Monday, April 4th, 2011
After drawing the winner of the International Student Insurance Facebook Fan page iPad sweepstakes last Friday, we promised that we would be announcing the name of the winner today, so here we go!
Our winner is from Hong Kong, but currently studying Chemical Engineering at the Illinois Institute of Technology in Chicago. Kui Lun Tze is an international student on an F1 Visa who is in his junior year and has been in the USA for 2 years now and has 2 more to go!
Congratulations to Kui Lun Tze! We will be sending him a brand new white iPad 2 and we hope to have a picture of him with his new iPad when he gets it!
Thank you for everyone who has entered for the chance to win. Stay tuned to our Facebook, Twitter and blogs for more fun and interesting stuff. As always we’re open to any suggestions on what you’d like to see posted and comments.
Tags: insurance fan page, iPad, Student Insurance, sweepstake
Posted in International Student in the USA, Study Abroad | 1 Comment »
Friday, March 25th, 2011
The USA is a popular country for students from all around the world who want to study abroad, and for students from Thailand, it is one of their top destination choices. During the 2009/2010 academic year, over 8,500 students from Thailand came to study in the US. One thing many Thai students may notice is that the US medical system is very different when compared to the medical care you would receive in Thailand.
For those that have experienced the medical system in the USA, one thing that always sticks out to them is the high cost; in fact the cost of medical care in the US is the highest in the world! That is why it is very important to have adequate medical insurance, a simple doctors visit in the USA can cost you anything from $100 to $500 depending on the sickness.
While in Thailand it is also common to go to the hospital for both major or minor sicknesses and injuries – the hospital is your one-stop resources for most medical care. In the United States, however, this is not the case, hospitals are designed to be for emergency situations and when you are in need of very urgent care – you should not go to a hospital for minor injuries in illnesses, for that type of care, you should visit either a local doctor, or an urgent care center. If you need prescription medication after seeing a doctor you would also need to go to a drug store that is separate from the doctor’s office.
If you are planning on studying in the USA, most schools and colleges will require you to purchase an international health insurance plan that protects you and provides health insurance coverage in the event you get sick or injured. A popular option is the Thai international student insurance plan; this plan comes in three levels so you can choose whichever works best for you. You can also apply directly online anywhere around the world and it can start as early as the same day you complete the application. To check if this Thai international student insurance will work for your school, check out our school requirements page.
You can also call or email info@internationalstudentinsurance.com with any additional questions, our representative can also assist you in Thai. (เราพูดภาษาไทย)
Tags: international student insurance, Student Insurance, thai international student, Thai student insurance
Posted in Student Health Insurance, Student Insurance, Study Abroad, Travel Insurance | No Comments »
Monday, September 21st, 2009
Health insurance is not only a smart idea for international students to have but it can protect you from financial burden if an unexpected illness/injury should happen. Most students are young and healthy and will rarely have medical issues. However, it’s a smart idea to have a comprehensive medical plan in place to protect you.
The Student Secure plan is a very comprehensive and affordable student health plan for international students both, inside and outside the US. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).
The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
Tags: international student health insurance, international student insurance, Student Insurance, student secure, student secure plan, Travel Insurance
Posted in Insurance Explained, International Student in the USA, Product Information, Student Insurance, Travel Insurance | 2 Comments »
Tuesday, April 21st, 2009
There are many countries that are becoming more popular destinations for Study Abroad programs. For example, Finland, Spain, Italy, France, and the UK are hot spots for international studies and health insurance is also requirement for most of these counties.
The Student Secure plan has become an ideal solution for many these students. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).
The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
You will also have access (Client Zone) to what is called a “Visa Letter” that outlines what the plan coverage is, confirms the insured is covered and provide other information about the plan that you have purchased. You can just simply print out these documents to show proof of coverage.
Tags: international student insurance, Student Insurance, student secure, Study Abroad, study abroad health insurance, study abroad insurance
Posted in Student Insurance, Study Abroad, Travel Insurance | No Comments »
Friday, April 3rd, 2009
This increasingly popular international student plan is now available with US coverage or without US coverage.
This makes the plan much more affordable for those students that will not need US coverage. For example, non-US citizens wishing to study in other countries (like Finland) can now exclude the US in coverage.
The Student Secure plan will still offer the same great comprehensive benefits. Student Secure is available in two levels, budget and select. As mentioned above, the plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select). The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc.
You have the option to pay for it all at once or on a monthly basis.
Like before, you can apply directly online for this plan. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details
Tags: destination pricing, international student insurance, Student Insurance, student secure, visa letter
Posted in International Student in the USA, Product Information, Student Insurance, Study Abroad | No Comments »
Friday, December 12th, 2008
What are insurance ratings and why are they important to me?
Nothing is more important to a policyholder than the financial strength of their insurance company. You should always make sure that the plan you purchase is underwritten by a carrier with a great rating. By doing this, you can feel confident that your eligible claims will be paid. In fact, this is even a requirement to obtain most visas, including the J-1 visa.
Some of the world’s largest insurance carriers, such as Lloyds of London and IHI, provide clients with peace of mind knowing that they have a stable and secure carrier behind them. The Atlas Travel and Student Secure plans are underwritten by Lloyds of London. Lloyd’s of London is the largest and oldest insurance market in the world, with 317 years of experience insuring individuals and corporations internationally. Rated A (Excellent) by AM Best Company, and A (Strong) by Standard and Poor’s.
One plan that is insured by Lloyd’s of London is the Citizen Secure plan. This plan is a comprehensive annually renewable plan. It provides up to $5,000,000 worth of coverage and includes coverage for doctor office visits, prescription drugs, maternity, surgery, hospitalizations, diagnostic testing, lab work, emergency medical evacuation, repatriation, etc. You have various deductible options: $250, $500, $1,000, $2,500 or $5,000 that you can choose. This plan comes in two levels, Citizen Secure and Citizen Secure Economy. The main difference between the two plans is that the Citizen Economy plan has capped benefits (this means each benefit has a certain limit it pays up to). This plan will cover you all over the world and you can chose to include or exclude the US and Canada in coverage
Tags: carrier ratings, health insurance carrier ratings, ihi ratings, insurance carrier, lloyds of london ratings, Student Insurance
Posted in Health & Safety, Insurance Explained, Product Information, Student Insurance | 3 Comments »
Wednesday, August 6th, 2008
In todays world, we are traveling much more and mobility from country to country are at all time levels. That is the same for international students, who are now traveling much more than ever before – not just to their host country, but then beyond that. That is why, as an international student, you want an insurance plan that is easy to use and manage.
Luckily, InternationalStudentInsurance.com allows you to fully manage your insurance plan online, from anywhere in the world – all you need is a connection to the internet and your certificate number. With these two simple things you just need to visit our “Client Zone” online at:
http://www.internationalstudentinsurance.com/zone/
….and enter in your certificate number and either date of birth or a special password you have setup previously. Once you have done this, you will be launched into the online zone which allows you to:
- View and Change Claim Information
- Download a copy of your ID Card
- Download a confirmation “visa” letter
- Update your personal information
- Search for providers
- Get up-to-date travel information
- and so much more….
The client zone is available to all our Student Secure, Atlas International, Atlas America and Citizen Secure clients free when they sign up for one of our insurance plans.
For more information about the “Client Zone” and any of our insurance plans please contact us.
Technorati Tags: international student health insurance, international student insurance, international travel health insurance, international travel insurance
Tags: client zone, international student insurance, international travel insurance, Student Insurance, student travel insurance, visa letter
Posted in Insurance Explained, Product Information, Student Insurance, Travel Insurance | No Comments »
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