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Posts Tagged ‘international student insurance’
Friday, May 4th, 2012
Italy is ranked as one of the top destinations for US students to study abroad. With its rich history, fine dining and exquisite shopping opportunity, it has the potential to provide students with a memorable experience that compliments their studies.
If you are one of the many students planning to study abroad in Italy in one of the upcoming semesters, you have probably already investigated the visa requirements that will need to be satisfied for your journey. Since Italy is included in the list of Schengen countries, you will need to obtain a Schengen visa, meaning you will need to purchase an insurance plan that meets the Schengen visa requirements.
The Atlas Travel plan meets the Schengen visa insurance requirements and provides you with flexibility, by allowing you to select your deductible and amount of coverage. This plan is also able to be purchased for a minimum of 5 days, up to 364 days with the option to extend coverage.
The Student Secure plan is another option for full-time students at a college or university in need of study abroad insurance for Italy that will meet the Schengen visa insurance requirements. The Student Secure plan allows you to choose from three levels of coverage, Smart ($200,000), Budget ($250,000) and Select ($300,000), each level will provide you with comprehensive coverage during your trip abroad.
Both plans will give you adequate study abroad insurance for Italy that meet the Schengen Visa requirements and will cover you anywhere outside of your home country if you decide to travel while studying abroad. Also, after you purchase your plan, you will have access to your visa letter that outlines your benefits and coverage amount.
If you would like more information on the Atlas Travel plan or Student Secure plan or would like to purchase your study abroad insurance for Italy, contact one of our licensed agents today.
Tags: international student insurance, Study Abroad Insurance for Italy
Posted in Country Requirements, Study Abroad | No Comments »
Saturday, February 11th, 2012
Since it was founded in 1956, the University of South Florida has grown and become one of the largest public universities in the US with well over 45,000 students enrolled. Today, the university has more than 1,400 international students and 200 research scholars from over 150 countries around the world.
The University of South Florida, also known as USF, is located in Tampa. As one of Florida’s major metropolitan cities, Tampa has a lot to offer including many crystal clear beaches, world class museums, and even two major amusement parks. USF gives international students a great city to call home during their study in the US.
As with many major universities, international students are required to have health insurance while they are studying at University of South Florida. Every semester, international students consider the choices for their student health insurance for University of South Florida. International students have the choice of enrolling in the insurance plan that the university offers or purchasing their own health insurance plan that meets all the requirements listed on the university’s student health insurance compliance form.
International Student Insurance has a plan that is designed to provide coverage that meets the requirements for University of South Florida called the Student Secure 6 Month Pre-ex Plan. This student health insurance for University of South Florida provides comprehensive coverage for sicknesses and injuries including doctor visits, hospitalization, prescription medication, sports coverage, mental health, and pre-existing condition coverage (after a 6 month waiting period). This is a great choice for international students because it provides great coverage at a much more affordable price compared to the university’s plan. Here’s a comparison of the cost for USF’s insurance plan to the Student Secure 6 Month Pre-ex Plan for 19-24 year old students:
USF Insurance plan cost – $1,806 per year
Student Secure plan cost – $1,188 per year
Total Saving- $618 per year “Apply Now”
If you choose to purchase this plan as your student health insurance for University of South Florida and wish to not be charged for your school’s insurance plan, you will need to complete the USF student health insurance compliance form. After you have purchased our plan, you can simply email or fax us your school’s insurance waiver form. Make sure that you have completed the student section, and we’ll complete the insurance section and fax it to your school. There is often a deadline to complete this process in the beginning of the semester, so be sure to complete this in advance! Otherwise, you might get stuck buying the school’s expensive plan for another semester! If you have any questions, feel free to contact our International Student Insurance agents.
Tags: international student insurance, Student Health Insurance for University of South Florida, USF, USF insurance
Posted in Health & Safety, International Student in the USA, Product Information, Student Health Insurance, Student Insurance | No Comments »
Monday, October 10th, 2011
With its beautiful beaches, lush jungles, exotic culture, rich history and delicious food, Thailand is known as a great vacation destination of the world. While these reasons bring many tourists, the same reasons also bring many students seeking an exciting and unique study abroad experience as well.
It is important to keep in mind that health care in each country is unique and the same goes for Thailand. If you are coming from the Unites States or other western country it is a good idea to be aware of how the health care system works beforehand.
The majority of people arrive in Thailand via the capital city, Bangkok, where most of the major universities are also located. There are many clinics and hospitals in the city as well, but private clinics may not be staffed with English speaking professionals. For most foreigners, the best option may be to visit a general hospital which in most cases is a private hospital. While they are usually more expensive, they are more accustomed to treating foreigner and are often equipped with state of the art medical equipment.
If you decide to study or travel to a more remote area of the country, language barriers may be an issue if you do not speak Thai or if you do not have someone who can translate for you. Most sicknesses or injuries can be treated in the local facilities, but if you need emergency care that would require more specialized treatment, you may need to be medically evacuated to a nearby major city. This is especially true for the poor North Eastern region of the country where the ratio of doctor is 1:7251 according to the World Health Organization‘s 2002 data.
It is important to protect yourself with a private health insurance while you are studying abroad in Thailand since there is no free national health care system. Our international student insurance for Thailand will be able to provide medical coverage in case you get sick or injured during your time abroad, it also includes benefit for emergency medical evacuation and also translation service available 24/7! If you have more questions, feel free to contact our international insurance agents at any time!
Tags: international student insurance, study abroad insurance, study in Thailand, study in Thailand insurance, Thai study abroad insurance
Posted in Health & Safety, Student Health Insurance, Student Insurance, Study Abroad | No Comments »
Wednesday, August 24th, 2011
When most people hear about studying abroad or international students they think of students in their 20s studying in college or university. But there are many international students that are still in high school. Many insurance policies for international students are designed for college students, and high school students may have some trouble finding an insurance policy that will work for them.
If you or your child plan to study in a US high school, there are several options available for international students.
- If you will be coming to the US as a high school student on a F-1 student visa, you are eligible to apply for our Student Secure, international high school student health insurance. The plan comes in three different levels: Smart, Budget and Select. If you will be playing in an interscholastic sports team, the Budget and the Select level will provide coverage for most sport-related injuries as well.
- If you are coming to study in the US on a high school exchange program which would last no more than one year, you are eligible for our Atlas Travel Plan. The Atlas Travel Plan gives you the flexibility to choose the exact number of days you need coverage for your stay in the US.
Both plans offer a wide range of benefits for emergency and non-emergency services including doctor visits, prescription medication, etc. If you need help deciding which international student insurance plan will work for high school, please feel free to contact our qualified agents who will be happy to help you.
Tags: High School students in the US, international high school student, international high school student insurance, international insurance for foreign students, international student insurance, non-college international student insurance
Posted in Health & Safety, International Student in the USA, Student Health Insurance, Student Insurance, Study Abroad | No Comments »
Friday, July 8th, 2011
Many colleges and universities offer international student health insurance coverage. However, these plans can be expensive especially for international students. While some universities require their students to buy the school’s insurance plan, many other universities realize that their plan may not be suitable for every international student. At these universities, you have the option to waive out (decline) of the school’s insurance policy if you can show proof of an alternate insurance policy.
To help you determine if our international student health insurance plan will meet your school requirements, check out our School Requirement Database for schools in the USA. We have multiple plans that will work for international students as well, so if you have any questions feel free to contact us and we can help find a plan that would fit your needs.
Tags: insurance compliance form, insurance waiver, international student health insurance, international student insurance, school insurance
Posted in Insurance Explained, International Student in the USA, Student Health Insurance, Student Insurance | No Comments »
Friday, July 1st, 2011
Today we launched a new online application for our International Student Health Insurance plan. The new online tool now allows you to get a free quote and apply for the Student Secure Smart, Budget or Select level using the same link. You no longer have a different application link to apply for the Smart level of the plan. I will be going over the steps on how to complete this new international student health insurance application.
The first step of the application process is to get a free quote based on your situation. You will have the option of choosing when you want your insurance to begin and end – you can choose to have the plan start in the future or as early as the same day. You cannot choose a date that is in the past. You can choose to have the plan for as little as one month or up to 12 months.
Next, you would enter your date of birth. If the student needs to add a spouse or child, you can click “yes” to dependent coverage and input their dates of birth, otherwise click “no”. After you will answer the question asking if you are a US citizen or resident, please note that if you are an international student studying in the US with a temporary F-1 or J-1 visa, you are not a US permanent resident and you would answer “no” to this question. Once you have filled out the information click on “GET QUOTE” at the bottom of the page and you will be taken to the next page showing you the price for the number of months you chose to have coverage for in the previous step.
On the next page you will have the option to choose the Coverage Area, if you will be an international student in the USA you would need to click the option “Including US” since you will need the insurance to cover you while you are inside the USA. If you will not be needing coverage in the USA you would choose “Excluding US”. Next you will choose with plan level you want to purchase: the Select, Budget or Smart level. You will then indicate whether you want to pay for the plan in full right now or pay monthly. Click on “NEXT” in the bottom right to move to the next page.
On this page you will simply fill out some information about yourself and your contact information. Your mailing address should be the address where we can reach you. Please be sure to fill out an email that you check regularly as this will be the primary way we will contact you about your policy including where we will send your documents and respond to other requests.
You might notice on the right hand side of the page that you can review the summary of your application so far.
Again, when you have filled out all the blanks click on “next”.
In the Eligibility Details page you will fill out your citizenship, home country and host country. In most cases your home country will be the same as your country of citizenship. If you choose to have coverage in the USA, you will have the question “Select Type of Visa” if your visa type is not listed you would choose “Other”.
The beneficiary for the accidental death benefit is the person you’d like to receive the monetary payout in case you pass away. This person can be anyone you want; usually it is a family member.
In the “Online Fulfillment Option” by choosing “Yes” you will receive your insurance documents electronically immediately after you complete the application. If you choose “No” you will get the documents physically email to you instead.
 
Congratulations, once you’ve reach this point you are almost done with the application. On this page you just need to confirm the price of the plan and include your payment information. You can use a credit, debit or bank card as long as they are MasterCard, American Express, Discover or Visa. Please keep in mind that “Visa Electron” is not accepted.
Once you have fill out all the information, read through the terms and conditions and click the check box if you agree then hit the “Place Order” button to submit your application!
Tags: Insurance application, international student insurance, International Student Insurance Application, Student Insurance, Student Insurance application, student secure, study abroad insurance
Posted in Insurance Explained, International Student in the USA, Product Information, Student Health Insurance, Student Insurance | 1 Comment »
Friday, March 25th, 2011
The USA is a popular country for students from all around the world who want to study abroad, and for students from Thailand, it is one of their top destination choices. During the 2009/2010 academic year, over 8,500 students from Thailand came to study in the US. One thing many Thai students may notice is that the US medical system is very different when compared to the medical care you would receive in Thailand.
For those that have experienced the medical system in the USA, one thing that always sticks out to them is the high cost; in fact the cost of medical care in the US is the highest in the world! That is why it is very important to have adequate medical insurance, a simple doctors visit in the USA can cost you anything from $100 to $500 depending on the sickness.
While in Thailand it is also common to go to the hospital for both major or minor sicknesses and injuries – the hospital is your one-stop resources for most medical care. In the United States, however, this is not the case, hospitals are designed to be for emergency situations and when you are in need of very urgent care – you should not go to a hospital for minor injuries in illnesses, for that type of care, you should visit either a local doctor, or an urgent care center. If you need prescription medication after seeing a doctor you would also need to go to a drug store that is separate from the doctor’s office.
If you are planning on studying in the USA, most schools and colleges will require you to purchase an international health insurance plan that protects you and provides health insurance coverage in the event you get sick or injured. A popular option is the Thai international student insurance plan; this plan comes in three levels so you can choose whichever works best for you. You can also apply directly online anywhere around the world and it can start as early as the same day you complete the application. To check if this Thai international student insurance will work for your school, check out our school requirements page.
You can also call or email info@internationalstudentinsurance.com with any additional questions, our representative can also assist you in Thai. (เราพูดภาษาไทย)
Tags: international student insurance, Student Insurance, thai international student, Thai student insurance
Posted in Student Health Insurance, Student Insurance, Study Abroad, Travel Insurance | No Comments »
Tuesday, October 19th, 2010
Many insurance plans are designed to cover students while they are inside their home country. What happens when you travel to another country and need a health insurance plan to cover you abroad?
That is why many students, whether studying abroad, doing an exchange program, or studying as an international student, purchase a foreign student insurance plan. These policies are designed to cover you while you are outside your home country in case you have an accident or develop an illness.
For many schools, foreign student insurance is a requirement since medical cost can get expensive and they do not want their student’s stuck with a high medical bill.
To prevent this, many foreign student insurance policies offer a wide range of benefits covering beyond major emergency services including doctor visits, prescription medication, sports, etc. These policies can save you hundreds or thousands of dollars and in many cases, will help you navigate the unfamiliar health system that may differ from the health care you are familiar with at home.
Tags: foreign student insurance, international insurance for foreign students, international student insurance, study abroad student insurance
Posted in Student Insurance, Study Abroad | 1 Comment »
Tuesday, August 24th, 2010
As the school season begins you will want to make sure that you are adequately covered in case the unexpected happens. International student health insurance is important to have in place in the event that you need to seek treatment at the doctor or hospital. In many countries, the health system may be structured differently than what you are accustomed to – whether it be nationalized health care or higher medical expenses. It is important to ask questions to determine if you will need a plan to fill in gaps and to provide you with additional health coverage.
There are many factors to consider when choosing the right plan:
- Do you want an emergency-only plan or one that will also cover you in the case you have a cold?
- Will you be playing sports? If so, will this be covered under your policy?
- Are you looking for a plan that will include routine visits, maternity, pre-existing conditions or mental health?
- Does your school provide insurance or do they have any requirements for an individual private plan?
Once you have determined the type of plan you are looking for, you will want to know more about how your plan works. We recommend asking questions including:
- What are my out-of-pocket expenses?
- How are claims paid?
- Is there a network of doctors or hospitals? If so, are they close to you?
- If there is a network, can you also go to an out-of-network provider?
- Who is the insurance company and what is their insurance rating?
Many international students find the Student Secure plan a well-suited plan. Not only is there 24 hour service in the event that you need medical referrals or translation services, but the plan is designed to cover you for doctor visits, hospitalization, emergency medical evacuation and repatriation. The plan is offered in three levels: the Smart, Budget, and Select. These options have been designed to find the best option for you and your needs. Many of these options include maternity, pre-existing conditions, sports coverage, and mental health.
If you have any questions about your international student insurance for the upcoming school year, our licensed agents are standing by to assist you throughout the process.
Tags: International Insurance for your School, international student health insurance, international student insurance, International Student Insurance for the New School Year, International Student Insurance for your school
Posted in International Student in the USA, Student Insurance | No Comments »
Tuesday, August 3rd, 2010
International Student Insurance is proud to introduce the third level of the Student Secure – the Student Secure Smart plan. This plan was designed with the international student in mind, particularly for those looking for an economical medical insurance. The Student Secure Smart features the following:
- $200,000 maximum coverage
- Hospitalization and doctor visits
- Repatriation
- Prescription medication
- Emergency medical evacuation
This plan will cover you internationally outside your home country for as low as $28 for one month! To view the details about our student health plan, you can view the details of the plan right online or contact our representatives for further information.
Tags: affordable international student insurance, cheap international student insurance, economical international student insurance, international student insurance, student secure smart
Posted in International Student in the USA, Student Health Insurance, Student Insurance | No Comments »
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