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Posts Tagged ‘international student health insurance’
Thursday, February 9th, 2012
Most international students run into the same problem when shopping for international student health insurance. Since many schools require their international students to have repatriation of remains and emergency medical evacuation coverage, this is a key item when they are searching for coverage, but they are often unsure exactly what this benefit is or how much they will need.
Before purchasing an insurance plan it is important to know what benefits and exclusions the plan is composed of. If you are an international student searching for a plan that includes both repatriation of remains and emergency medical evacuation, one option you might be interested in is the Student Secure plan since it includes both of these. Depending on which level of the Student Secure plan you purchase, the smart, budget or select, your coverage amount for these benefits will vary. The amount of coverage for repatriation of remains with the Student Secure plan is offered in the amount of $10,000 (smart), $15,000 (budget) or $25,000 (select). Emergency medical evacuation coverage in this plan is $50,000 lifetime (smart), $250,000 lifetime (budget) or $300,000 lifetime (select).
The repatriation of remains benefit will provide coverage for the transportation of the deceased policyholder’s bodily remains back to their area of principle residence in the event of death due to a covered injury or illness. This benefit allows individuals to prepare for the worst.
When recommended by an attending physician, emergency medical evacuation provides transportation to the nearest hospital that is fit to medically treat the covered individual if they are unable to receive the necessary treatment at a local facility.
If you would like more information on the Student Secure plan or repatriation of remains and emergency medical evacuation, please contact one of our licensed agents today and they will assist you with any questions or concerns.
Tags: international student health insurance, international students, repatriation of remains and emergency medical evacuation Posted in Insurance Explained | No Comments »
Monday, December 26th, 2011
John Wayne, corn and a growing number of Chinese international students; what do these three things have in common? They all have ties to Iowa. Iowa has not been left out of states with a rising number of Chinese students in the US. The growing number of undergraduate Chinese students in Iowa lead to an enrollment increased of 1,700 percent at University of Iowa and 657 percent at Iowa State University over the past five years according to The Gazette in Cedar Rapids.
The trend has become so popular that Chinadaily.com.cn reached out to these Chinese individuals in one article last month to offer them tips on applying to American Universities. Although studying in Iowa was not among their suggestions, studying in California was. Other tips include looking into applying at state universities and smaller colleges and taking standardized tests such as the ACT and SAT, even when the tests are not required to apply.
How have universities adjusted to this increase in undergraduate Chinese students in Iowa? A few of Iowa’s schools are increasing staff in areas affected by this growth such as advisers, counselors and other individuals to assist with orientation and language programs.
With the growing number of Chinese students in Iowa who speak English as a second language, ISU has buckled down to ensure their English proficiency tests are working for the students as much as possible. Instead of a test that allows for memorization and an easy pass, ISU now has a test with both writing and speaking sections to ensure students actually have the level of English that is reflected in their test results so they will receive a proper placement.
Chinese students in Iowa and other locations around the US will more than likely be in need of health insurance during their studies. The Student Secure plan offers international student health insurance to those who are studying outside their home country. If you would like more information regarding this plan please feel free to contact one of our licensed agents.
Tags: Chinese students in Iowa, international student health insurance, study abroad health insurance Posted in Study Abroad | No Comments »
Monday, December 12th, 2011
With so much history, art and inspiration seeping from every inch, who wouldn’t want to study abroad in Greece? Not only does it have ancient relics such as the Parthenon, but it has a variety of natural scenery that pleases beach goers and mountain lovers alike. As with any trip, there is a lot of preparation involved beforehand and you might be wondering what the Greece visa requirements for an international student are.
Greece is a part of the Schengen Treaty meaning if you are not a citizen of a European-Union, you more than likely will need to obtain a Schengen visa for your studies over 90 days. However, there are exceptions. A Schengen visa will allow you to visit other countries within the Schengen space on this one visa.
To obtain a Schengen visa to study abroad in Greece the application must be submitted in person two weeks prior to your scheduled departure. Below is a general list of Greece visa requirements that will need supporting documents. Please note depending on your home country and situation you may be required to provide additional forms of information.
- A completed application
- A valid passport
- One passport photo
- Official acceptance letter of the institution where you will be studying
- A medical certificate
- Criminal record from the federal police (for Australian citizens) and National criminal record (including English translation) for other nationalities
- Proof of financial means for the duration of your stay
- Proof of international health insurance for the duration of your stay
For your insurance plan to meet the Schengen visa health insurance requirements, it must include the following:
- The insurance company must have a representative office in Europe
- Medical evacuation/ repatriation coverage of at least euro 30,000
- Insurance must be valid for the duration of stay in the Schengen countries
One common international student health insurance plan for students looking to meet the Schengen visa health insurance requirement while studying abroad in Greece is the Atlas Travel plan. After you purchase this plan you will have immediate access to your student zone where you can obtain a visa letter providing proof of your insurance.
If you would like further information on a plan that will meet your Greece visa requirements, please contact one of our licensed insurance agents.
While this information reflects the typical Greece visa process and requirements please check with your embassy for any changes.
Tags: Greece Visa Requirements, international student health insurance, schengen visa Posted in Visa Requirements | No Comments »
Monday, December 5th, 2011
Get it while it’s hot…but not too hot. With modernization there are many benefits, but there are sometimes adverse effects such as global warming. If you are considering studying abroad in the United States there is no better time than now. Some of our top natural attractions are having their existence threatened, meaning they might not be future US destinations for international students.
Here are the top 3 disappearing places in the US according to Yahoo news, meaning they are great US destinations for international students to visit.
1) The Glaciers of Glacier National Park, Montana:
With peaks and hidden valleys abound, this mountainous park is known for bringing in hikers to explore the more than 700 miles of trails it has to offer. For those wanting to get in good with their history professor, here you are able to learn about the human existence in the area that dates back to over 10,000 years ago. The number of glaciers for which the park was named is dwindling fast and it is estimated that by 2030, the few remaining will also have disappeared.
2) Mesa Verde Cliff Dwellings, Colorado:
Ancient ruins in the United States? Yes we have them! Hundreds of years ago ancestors used what resources they had available to them and created their home in the cliffs. These cliff dwellings are still around today for visitors to explore. However, with pollution and other environmental wear and tear this piece of history might not be around forever.
3) Coral Reefs of Biscayne National Park, South Florida:
Pollution, overfishing and disease have left these coral reef habitats frail, however there is still flourishing beauty to be found today. This is one of the great US destinations for international students who want to see this underwater world.
If you are planning on studying in the United States make sure that you have international student health insurance so instead of worrying about getting a cold you can enjoy your US destinations for international students check list.
Tags: international student health insurance, studying abroad, US destinations for international students Posted in International Student in the USA | No Comments »
Monday, November 28th, 2011
Many international students studying overseas will need to purchase student health insurance. Since health care varies country by country, it is important to consider the health care of the place you are traveling to. Important questions to ask yourself include:
- How is health care received and paid for in my host country?
- Does my country have universal health care? If so, am I eligible?
- Do I have any insurance requirements in order to receive my visa?
Health care in many countries require foreigners to pay for their own health care. In situations like these, purchasing standard student health insurance plans can lift the burden of paying expensive health care costs in the event of an accident or illness. Other countries may require you to purchase an insurance plan that meets specific guidelines. In these cases, you may need to show proof of coverage in advance, or upon arrival in your host country.
International Student Insurance offers standard student health insurance plans that works for students around the world. Students can purchase a comprehensive health insurance that covers doctor visits, hospitalization, prescription medication, repatriation, emergency medical evacuation, and much more! Our plans are affordable, and can be easily purchased with same-day coverage. Upon purchasing the plan, students will receive their documents electronically which will include the receipt, ID card, and plan information.
If you have any questions, please feel free to contact one of our licensed insurance agents.
Tags: international student health insurance, Standard Student Health Insurance Plans, student health insurance Posted in Student Health Insurance | No Comments »
Friday, July 8th, 2011
Many colleges and universities offer international student health insurance coverage. However, these plans can be expensive especially for international students. While some universities require their students to buy the school’s insurance plan, many other universities realize that their plan may not be suitable for every international student. At these universities, you have the option to waive out (decline) of the school’s insurance policy if you can show proof of an alternate insurance policy.
To help you determine if our international student health insurance plan will meet your school requirements, check out our School Requirement Database for schools in the USA. We have multiple plans that will work for international students as well, so if you have any questions feel free to contact us and we can help find a plan that would fit your needs.
Tags: insurance compliance form, insurance waiver, international student health insurance, international student insurance, school insurance Posted in Insurance Explained, International Student in the USA, Student Health Insurance, Student Insurance | No Comments »
Friday, April 29th, 2011
When you are planning your study abroad, you would no doubt have to make a decision on where you want to go and which college or university to attend. Many of the factors that would help you determine which college is right for you is similar to that of choosing your college at home.
The first step is to get to know yourself. You need to ask yourself, “why am I going to study abroad?” You will need to think about what you expect to get from your experiences.
Are you looking to just have a lot of fun on your trip and use the opportunity to travel to other countries around the region? Are you looking to learn a new language?
For example, if you are looking to have a lot of community support while you are abroad, you might want to consider joining an exchange program that your University has already set up. This gives you the advantage of knowing that many students have already been there – or perhaps there is a sizable community of people from your own country that would be able to help you adjust to the new environment. But if you are confident with your ability to do things by yourself without much hand-holding, you are freer to choose to go to school where there is relatively few people from your country so you can focus more on your other goals like learning a new language.
Choosing a location
This step is obvious if one of your goals is to learn a new language. If you want to learn Chinese don’t study abroad in Spain and if you want to learn Spanish don’t study abroad in China! Additionally, there are also other considerations when choosing a location. Do you enjoy a big city with a lot of people even if that means your living space may be small? How about the traffic or commute? What is your budget keeping in mind that the cost of living is higher in big cities?
How long is your study abroad trip? Will you be abroad for over a year or just one semester? If you are planning to study abroad just for one semester in the middle of the winter, you might want to reconsider going to study in places like Finland (unless you really enjoys the cold).
Consider your financial need
Many colleges and universities offer scholarships and grants for international students, you would just have to look and apply for it. Not only do you have to consider the tuition costs, you will also have to think about your cost of living; living in London is going to be more expensive than living in rural China.
Many countries especially in Europe like Finland, Spain, etc. also require international students to buy health insurance to get a visa. Most universities in the USA also have school’s specific insurance requirements for their student. So it is important to choose an insurance plan that would provide you with good coverage in addition to an affordable price.
What do you want to do afterward?
Lastly, if you are going to be studying abroad as a full-time degree seeking student, you might want to consider where you want to work after your graduation. Most universities usually have connections to companies or specific areas in which they are located in, therefore if you want to work in the USA or Europe after graduation it may help if you graduate from college in your area of interest.
Tags: finland student insurance, international student health insurance, international student insurance requirements, schengen visa insurance, Study Abroad, study abroad health insurance, study abroad insurance Posted in Country Requirements, Student Health Insurance, Student Insurance, Study Abroad, Travel Insurance | No Comments »
Tuesday, August 24th, 2010
As the school season begins you will want to make sure that you are adequately covered in case the unexpected happens. International student health insurance is important to have in place in the event that you need to seek treatment at the doctor or hospital. In many countries, the health system may be structured differently than what you are accustomed to – whether it be nationalized health care or higher medical expenses. It is important to ask questions to determine if you will need a plan to fill in gaps and to provide you with additional health coverage.
There are many factors to consider when choosing the right plan:
- Do you want an emergency-only plan or one that will also cover you in the case you have a cold?
- Will you be playing sports? If so, will this be covered under your policy?
- Are you looking for a plan that will include routine visits, maternity, pre-existing conditions or mental health?
- Does your school provide insurance or do they have any requirements for an individual private plan?
Once you have determined the type of plan you are looking for, you will want to know more about how your plan works. We recommend asking questions including:
- What are my out-of-pocket expenses?
- How are claims paid?
- Is there a network of doctors or hospitals? If so, are they close to you?
- If there is a network, can you also go to an out-of-network provider?
- Who is the insurance company and what is their insurance rating?
Many international students find the Student Secure plan a well-suited plan. Not only is there 24 hour service in the event that you need medical referrals or translation services, but the plan is designed to cover you for doctor visits, hospitalization, emergency medical evacuation and repatriation. The plan is offered in three levels: the Smart, Budget, and Select. These options have been designed to find the best option for you and your needs. Many of these options include maternity, pre-existing conditions, sports coverage, and mental health.
If you have any questions about your international student insurance for the upcoming school year, our licensed agents are standing by to assist you throughout the process.
Tags: International Insurance for your School, international student health insurance, international student insurance, International Student Insurance for the New School Year, International Student Insurance for your school Posted in International Student in the USA, Student Insurance | No Comments »
Friday, January 8th, 2010
Canadian tuition fees are among the lowest in English-speaking countries. Because of that, Canada is a popular choice for international studies.
Finding the right health insurance can be a bit confusing for international students. The Atlas Travel Series is a great solution and a popular choice among international students in Canada.
The Atlas Travel Series is a great choice for health insurance for international students in Canada. The plan provides comprehensive coverage for doctor office visits, prescription drugs, hospitalizations, diagnostic testing, x-rays, laboratory work, emergency medical evacuation, repatriation, etc. This plan provides worldwide coverage excluding your home country.
After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details.
* To be eligible for this plan, you do not have to be a student but you must be outside of your home country.
Tags: atlas insurance, atlas travel insurance, Canadian student health insurance, Health insurance for international students in Canada, international student health insurance, Student insurance in Canada Posted in Student Health Insurance | No Comments »
Friday, January 8th, 2010
The UK is one of the most popular destinations for international studies. In fact, studying in the UK is the number two choice for international students in the world, second only to the USA. The UK offers international students an excellent higher education system and with hundreds of universities to choose from – it’s easy to see why it’s such a popular destination. For more demographic and statistical information about international students in the UK, visit the UK Council for International Student Affairs.
Before you leave your home country/country of citizenship you should consider having a health insurance plan for international students that will work for you in the UK.
The Atlas Travel Series is a great choice for health insurance for international students in the UK. The plan provides comprehensive coverage for doctor office visits, prescription drugs, hospitalizations, diagnostic testing, x-rays, laboratory work, emergency medical evacuation, repatriation, etc. To be eligible for this plan, you do not have to be a student but you must be outside of your home country.
International students needing health insurance in the UK will find applying for the plan simple and easy – you can purchase the plan right online and get immediate coverage. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details.
Tags: Health insurance for international students in the United Kingdom, health insurance uk, Insurance for international students UK, Insurance for United Kingdom, international student health insurance, international student insurance uk, UK student health insurance Posted in Student Insurance, Travel Insurance | No Comments »
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