international student insurance

Posts Tagged ‘health insurance’

Health Insurance Documents

Sunday, January 22nd, 2012

Having an international student health insurance plan allows students to feel secure that in the event of an emergency medical situation, they will not be stuck with hefty bills. Although student health insurance plans are great for providing a sense of peace, they are also often required when obtaining a visa and enrolling in classes.

As an international student, moments will arise when you will be faced with the task of retrieving your health insurance documents to prove you have adequate coverage. To ensure that students who have purchased the Student Secure plan are provided with the documents they need at the highest level of convenience, they have access to the Student Zone. Students are able to print their necessary documents from the Student Zone as needed.

Health Insurance Document Breakdown:

The visa letter/confirmation of coverage: This document is often used when students need to show proof of coverage to obtain a visa. The confirmation of coverage includes key information like home country, country of assignment, benefit amounts and length of coverage.

The policy fulfillment: This is your receipt from when you originally purchased your plan. It contains our contact information as well as the breakdown of your important plan information.

The extension endorsement: When you extend your coverage, this document will be your receipt. It includes your certificate ID number, the amount paid and the number of months the plan was extended to.

The ID card: Your ID card is important to have on hand if you seek medical treatment. Although possession of this card does not guarantee all treatment will be covered, it does have information that providers might need to ensure your eligible expenses are covered.

When you are on a strict deadline to provide proof of your health insurance coverage, rest assured that you are able to gather your documents in minutes, not days.

 

Student Secure VS. Enhance Student Secure 6 Month Pre-Ex Plan

Tuesday, July 26th, 2011

Many colleges and universities in the US allow international students to waive their school’s insurance plan if students can show a good alternate health insurance policy. Our International Student Health Insurance plan called the Student Secure offers comprehensive coverage and therefore meets and exceeds most school insurance requirements.

There are a handful of universities, mostly in Florida, that have stricter insurance requirements including a waiting period that cannot exceed 6 months for a pre-existing condition. In these cases, we have designed an even more comprehensive plan called our Student Secure 6 Month Pre-Existing Condition plan which will work in these situations.

To understand the different between the two plans you must know what a pre-existing condition is. A pre-existing condition is any sickness, injury or medical condition that you had prior to the insurance effective date. If you have a pre-existing condition, many insurance policies will not cover that particular condition for a specific period of time. Certain universities require that this period cannot exceed 6 months from when the policy begins. For these students, our Student Secure 6 Month Pre-Ex Plan is especially designed to meet this requirement.

To see which plan will work for your school, check out the school requirements for international students.

 

Student Travel Insurance

Friday, May 15th, 2009

Whether you are planning to study abroad or take a vacation to a foreign country, you will need to prepare beyond your Lonely Planet guide. One important preparation is to make sure you have adequate student travel insurance that will cover you while you are away. There are many student travel medical insurance plans that you can choose depending on the type of coverage you are interested in.

One of the most popular travel medical insurance plan available is the Atlas Travel Medical Insurance plan. This plan is designed to provide coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, and much more… This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

If you have travel and health coverage, another option would be a Trip Cancellation Insurance plan that would cover you in case the unexpected happens and you need to cancel your trip. It offers trip cancellation, trip interruption, emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country.  The cost for the plan is determined on the total cost of the trip itself.

If you have have health insurance coverage abroad already and need supplemental coverage, then the Emergency Medical Evacuation Insurance will work for you. This is designed to offer emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country.  It is offered in 3, 6 and 12 month coverage periods and immediate coverage is available.

For more information about student travel insurance, please be sure to check out our full plan range