international student insurance

Posts Tagged ‘Emergency Medical Evacuation’

Emergency Medical Evacuation

Monday, June 13th, 2011

In today’s environment where individuals travel overseas frequently, it is important to have a plan that includes coverage for emergency medical evacuation.

That brings up the important question, what is emergency medical evacuation?

For those of you who don’t know, emergency medical evacuation – also referred to as “med evac” – provides transportation from one facility to another in the event that medical treatment cannot be provided locally. This benefit can refer to transportation to 1) another facility within your host country, 2) another facility in another country or 3) another facility in your home country. The location is typically decided based on doctor recommendations and most plans will cover the closest facility that is recommended.

Depending on the plan you are interested, benefits may vary in terms of what the plan provides.

One popular option is our Liaison Traveler plan which is designed to offer emergency medical evacuation, repatriation of mortal remains, accidental death and dismemberment, and other incidental coverage and services for persons traveling outside their home country. This plan provides $250,000 for emergency medical evacuation alone! Additionally this plan is offered in various coverage period to allow you to get the coverage you need!

 

Emergency Medical Evacuation

Monday, December 13th, 2010

When purchasing a travel insurance policy, you will want to be sure that your insurance plan has emergency medical evacuation included.

What is emergency medical evacuation?

When you have an emergency overseas, depending on where you are located there may not be proper facilities and care to treat your illness or injury. In these cases, it may be medically necessary for you to be transported to another facility that is properly equipped to give you the care you need to recover. Whether by emergency air or ground transportation, many international travel insurance plans will transport you to the nearest hospital qualified to provide medical treatment.

Why do you want emergency medical evacuation?

You’ll want to be sure that you are properly covered with your international travel insurance since the average cost for international air medical evacuation is $75,000 – and it is possible that costs can get even higher depending on the treatment and where you are being transported to.

If you do not have a plan that will cover you internationally, the Atlas Travel policy is a comprehensive travel and health insurance plan that will cover you outside your home country. The plan covers doctor visits, hospitalization, labs and x-rays, repatriation, etc. Additionally, the plan covers up to $500,000 for emergency medical evacuation.

What if my domestic health insurance already provides coverage overseas?

If you have a current policy already in place, you will want to contact them to verify whether your plan will provide emergency medical evacuation while you are overseas. If your plan does not already cover emergency medical evacuation, you can purchase a plan to provide this.

Our Emergency Medical Evacuation travel insurance plan is a stand alone insurance policy designed to offer emergency medical evacuation for those traveling outside their home country. It is offered in 3, 6 and 12 month coverage periods and immediate coverage is available. Once you purchase the plan, you will receive an email with your policy documents to bring when you travel abroad.

 

Emergency Medical Evacuation and Natural Disaster Coverage for International Students

Friday, January 15th, 2010

As many of you are now aware there was a very serious earthquake in Haiti.  You may be wondering what you should do and who you can turn to for help in an emergency such as this.

You can refer to FEMA’s web page about “What to do After an Earthquake” The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

International students and travelers should consider having a health insurance plan that will provide benefits to them for emergency medical evacuations and natural disasters.

A popular plan that offers coverage for both of these benefits is the Atlas Travel Series is an excellent choice for health insurance for students needing emergency medical evacuation and natural disaster coverage.  The Atlas Travel Series provides coverage to students and travelers outside their home country.  It provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, natural disasters,  repatriation, doctor office visits, etc..  This plan allows students to choose maximum coverage limits (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

After this plan is purchased, they will immediately receive a confirmation e-mail.  This e-mail will contain the insurance card, letter of coverage, receipt, and visa letter and policy details.  Students can simply print these documents out to show proof of coverage.