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Archive for the ‘Visa Requirements’ Category
Monday, August 8th, 2011
If you are planning to study in Canada, you may wonder what type of health care you are eligible for. As you may know, Canada has a nationalized health care system that is universal to both citizens and permanent residence. Whether you are eligible as a Chinese international student will depend on the province you are located in while studying in Canada.
Geographically, Canada is divided into 9 provinces, all of which have their own national health care, and along with that, their own eligibility rules. To help you determine whether you are eligible as a Chinese international student, we have put together a summary of the various provinces and the health care eligibility specific to foreign students. Over the next few months, we will examine the eligibility of each health care system and how it relates to international students.
Even if you are eligible, it is also important to confirm what facilities you have access to. You may find that having national health care gives you access to public facilities, however having a private student health insurance will in many cases allow you to choose private doctors and hospitals.
It is important that before studying in Canada, you ask questions to your university, student health insurance, and embassy to get a clear understanding of what access, coverage, and area your plan will work in. We know that studying overseas can be difficult, especially if English is not your first language! Ask us questions as we discuss health insurance options in each province as it relates to you.
Tags: Chinese Student Health Insurance in Canada, Foreign Student Insurance in Canada, Student Health Insurance in Canada Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Monday, August 1st, 2011
Japan might just be one of the most interesting countries with a contrast of modernization and tradition. Ancient temples, bullet trains, futuristic cities, and the agrarian country side, Japan has it all! Although it is considered to be one of the most expensive countries in the world, you will find that studying in Japan is priceless! Before arriving in Japan, however, be sure to acquire comprehensive insurance so that your precious savings don’t go toward your medical bills.
It is important to recognize that Japan has a National Health Insurance program that you can apply for as a foreign student. This plan is designed to cover 70% of your medical expenses for illnesses and injuries (that’s right – maternity is not covered!). The plan does have some limitations in terms of what is covered and how much will be covered so it is important to take the time to contact the National Health Insurance program to see what is covered and what is not covered.
Be sure to apply early after you have arrived as you may be required to pay retroactive payments should you not pay your premium upon arrival. Rates will depend on where you are residing, however in 2010 in parts of Tokyo the price for one year was ¥3,325. Be sure to ask about discounts as rates may be reduced depending on your income level!
Additionally, you may find that your school may offer their own health insurance plan for foreign students. As a Chinese international student, you will need to contact the office for foreign students to see if additional coverage is provided. If not, some Chinese students will purchase their own private international insurance in Japan to reduce their out-of-pocket expense. This insurance can be purchased in advance of your arrival and many times will cover you in multiple countries should you plan to travel to neighboring countries.
Tags: Chinese Student Health Insurance in Japan, Health Care for Chinese Students in Japan, Japanese health care for Chinese students, Japanese Student Insurance Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | 2 Comments »
Monday, July 25th, 2011
As a Chinese international student studying in Singapore, you will be amazed to see that Singapore is unlike any other Asian nation. Not only does this country host such diversity due to years of migration, but it is highly modernized with cultural and architectural beauty. Enjoy the delicious food, bargain shopping, and stylish bars! Before arriving to study in Singapore, it is important to consider health insurance before arriving in Singapore. As a Chinese international student, you will soon find that you are not eligible for the universal health care offered to citizens and permanent residence in Singapore. Instead, you will be responsible for your own health care. To help you cover the expenses, it is recommended that you purchase a private health insurance plan that will cover you outside your home country in Singapore.
As a Chinese international student coming to Singapore, you are eligible for the Student Secure plan. The Student Secure plan is available in three levels (the smart, budget and select) which are designed to provide you with coverage options based on your particular need. These plans can be purchased as low as $28 and can be purchased on a monthly basis. These plans provide comprehensive inpatient and outpatient medical coverage up to $200,000 (smart), $250,000 (budget) or $300,000 (select). All three plans provide coverage for hospitalization, doctor visits, prescription medication, emergency medical evacuation and repatriation. The Budget and Select plan also includes maternity, mental health, sports coverage, and pre-existing conditions, etc.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.
Tags: Chinese Student Health Insurance in Singapore, Health Care for Chinese Students in Singapore, insurance for chinese international students in singapore, Medical insurance for students in Singapore Posted in Student Health Insurance, Student Insurance, Visa Requirements | No Comments »
Monday, July 11th, 2011
France is an international student’s dream – enjoy the French culture, food, arts, and history all within arms length. If you plan to study in France, one important consideration is the health care. Like many other neighboring countries, France offers its residents national health care. If you are a Chinese international student planning on studying in France, you may wonder if you are eligible for the French health care as well. Eligibility, however, will depend on your age and how long you will be enrolled in full-time classes. Because of this, we have put together a helpful guide to help determine your health care options as you study in France:
- If you are planning to take classes for less than 90 days in France, you will most likely study under the short stay Schengen visa known in France as the étudiant-concours. If you will be studying under this status you will not be eligible for the national health care and will instead need to present proof of insurance in France. According to the consulate, Chinese international students studying in France will need to present a visa letter that states that you have medical, hospitalization, and repatriation coverage at least 30,000 euros which should extend over the period of your stay.
- If you are planning to study in France between 3-6 months, you will be traveling under the temporary long stay visa which requires “proof of medical insurance with coverage valid in France.” As a Chinese international student you will need to secure your own insurance and present copies before you receive your visa approval. Like the Schengen short stay visa, you will need to have 30,000 euros of coverage that specifically covers you in France as a Chinese international student.
- If you plan to study in France for longer than 6 months, your age will be a primary factor in determining eligibility. If you are a Chinese international student who is less than 28 years old and you are enrolled in a participating institution of higher education you are eligible for the national health care called the regime securite sociale etudiant. This coverage is confirmed by the Préfecture when you apply for the residency card. Please note that medical expenses are covered at about 70% so some students purchase a private insurance plan to help cover the remaining 30%. If you are a Chinese international student older than 28 years old, you can get benefits under certain conditions under the Couverture Médicale Universelle. Or, if you are not eligible for this program, you may be required to show proof of health insurance coverage if you are enrolled in a institution but are not covered by the social security system.
France is ranked number #1 in health care around the world according to the World Health Organization so you can rest assured that you will have access to world-class quality health care. For students who have access to the social security system, you will have access to high coverage at affordable rates. In 2010, students paid 198 euros for a year of coverage. If you are not eligible for the national health care, plan to travel to multiple countries, or would like additional coverage to reduce your out-of-pocket expenses, you may consider purchasing a private insurance plan for France.
Tags: Chinese International Students in the France, Chinese Student Health Insurance in France, Health Care for Chinese Students in France, medical insurance for France Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Friday, February 18th, 2011

So you did your research for your ideal study abroad program and for international scholarship opportunities, and now you’ve picked where you want to go. That’s great! But now what? Study abroad usually involves more than just picking your school, paying the plane ticket and school tuition. Early preparation is essential and will save you from last minute headaches. Below is a list of some important considerations you should prepare in advance of your study abroad trip:
Country visa requirements
If you already have your heart set on a country and school, you should research what the requirements would be in order for you to study there. Most countries will require international students to apply for a student visa. Checking with your school’s study abroad office or embassy’s website would be helpful to gain more information about what requirements you need to meet to obtain a visa.
Insurance requirements
Keep in mind that even if you have health insurance in your home country, it may not provide coverage while you study abroad.
Many of these countries also require that you must have health insurance in order to apply for a visa. Some examples of popular destinations with health insurance requirements include the the J-1 visa requirements in the US, student visas in Finland and insurance requirements if entering one of the Schengen countries.
Many universities also require insurance for international students. If you are an international student studying in the U.S., you should check if your university requires you to purchase the school’s plan or whether you have other insurance options, look up your insurance requirements in our school insurance requirements data-base.
Check for important dates!
You should also check for any application deadlines and be mindful if you have to mail any documents internationally, as it may take longer than you expected for it to be delivered.
If you don’t have a passport already, you should apply for your documents early. You will also want to make sure that your passport is valid for the period of travel, no one wants to find out that their passport expired in the middle of your trip.
Research your country
Unlike taking a trip while vacationing for just a few days in a country, when you study abroad you are most likely going to spend a long period of time in your host country. You should do some research on the language and culture of the place you are going to in order to avoid culture shock or to avoid accidentally offend someone. Learn some key phrases and make some local friends; this is a great way to learn the culture. If you are a non-native English speaker and will be studying in an English speaking country, you will probably have to take either the TOEFL or the IELTS test for English proficiency.
Get proper vaccination for where you are traveling to, and check if you will need any medication while abroad and if they are available in your host country.
Tags: choosing study abroad, student travel insurance, Study Abroad, study abroad health insurance, study abroad insurance, Study Abroad Scholarships Posted in Country Requirements, Health & Safety, International Student in the USA, Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Tuesday, February 15th, 2011
Beginning last November, the United Kingdom announced a series of new rules and regulations that would change how student visas were issued. This change in the visa process was brought about when more and more people were coming to the UK under a student visa and, instead of returning to their home country, they brought their family and settled down.
According to Home Secretary Alan Johnson, 30% of migrants living in the United Kingdom came originally under a student visas. Many individuals did not just come to the United Kingdom as degree seeking students, but instead came on a short-term program with the intention of finding employment and relocating – and many “students” did this successfully. In order to curtail this trend, the British government decided to tighten the visa process to make it more difficult for students to stay in the United Kingdom after their studies.
Now, the United Kingdom has implemented a new Tier 4 student visa process that is based on a point system. You get points based on your age, qualification, experience, English language skills, previous earning, and funding. In order to keep your visa, you will need to continue to obtain enough points to maintain your status.
The biggest controversy in this situation is called Tier 1. Currently, a Tier 1 visa allows graduates with a bachelor degree or higher to work up to two years once their degree is completed. In April 2011, this “Tier 1″ option may be removed forcing students to leave the country immediately after graduation. With 38,000 Tier 1 Visas in 2009, many British universities and colleges are worried that this is going to effect their overseas enrollment.
These visa changes are critically important and can impact the trends of international students. Currently, the United Kingdom is the second largest host of international students, right after the United States. If the United Kingdom restricts their visas and post-education experience, some experts predict that many international students studying in the United Kingdom will go elsewhere.
Tags: international students studying in the united kingdom, limited work for students in the united kingdom, New Visa Rules Impacting the United Kingdom Posted in Country Requirements, Visa Requirements | No Comments »
Friday, January 28th, 2011

The shamrock, the leprechaun, the world famous Guinness beer and just about everything green green and green! Not every country around the world has such recognizable images associated with it. Cliché or not, Ireland attracts many visitors each year as well as it should, many of which are international students.
In addition to the all the great places to visit and wonderful culture, Ireland has a dynamic atmosphere and world class education. Ireland has a young population, with well over 4.5 million people in a country slightly larger than the state of West Virginia; 35% of the population is under 25 years old. The University College Dublin’s MBA program has also been ranked 31th out of 100 of the world’s top MBA programs by the Economist Magazine for 2010.
While students from the European Union countries are eligible for free hospital services in Ireland, non-EU students are not covered for any free medical service and are required to show proof of medical insurance when going to register and apply for a student visa to study in Ireland.
Starting January 2011, all non EU/EAA newly arrive first year students in Ireland may purchase a private insurance policy as long as it meets these requirements:
- The insurance covers the student for one full year or where the student is staying in Ireland for less than one year for the entirety of their stay;
- The insurance coverage covers the student at a minimum of €25,000 for Accident and €25,000 for Disease;
- The insurance coverage covers the student for any period of hospitalization.
A great choice for study abroad insurance in Ireland is the Atlas plan, which would meet these requirements.
If you will be studying in Ireland for more than one year, the second year onward you have to buy your health insurance sourced in Ireland.
Tags: ireland health insurance, ireland insurance requirement, ireland study abroad insurance, study abroad in Ireland, study in Ireland Posted in Country Requirements, Student Health Insurance, Student Insurance, Study Abroad, Travel Insurance, Visa Requirements | No Comments »
Tuesday, January 25th, 2011
Dating back to the 1960’s, US citizens have been restricted from traveling to Cuba due to the Cuban Assets Control Regulations. Since the US President, Barak Obama took office, he promised that these restrictions would be reduced. Many educational programs and tourism agencies were preparing themselves strategically in hopes that they would be ready when these restrictions were lifted.
On January 14, 2011, this moment had finally come. The White House issued a press release officially announcing that educational travel would be allowed under what they dubbed “purposeful travel”. The press release further explained that the current legislation has been modified to allow licensed academic exchanges to permit students to travel to Cuba as long as students received credit toward their undergraduate and graduate degree. Additional modification was granted allowing academic institutions to sponsor and co-sponsor seminars, conferences, and workshops in Cuba and specifically announced that all those affiliated with an institution – student, faculty, staff – would be able to attend.
If you plan on studying or traveling to Cuba, you will most likely need an insurance plan. As you do research, you will notice that many US-based insurance companies have restrictions on coverage in Cuba. It is important to verify with you carrier about the coverage area as you may find that Cuba is an exception.
According to the US State Department, no medical facility in Cuba will accept U.S.-issued insurance cards, credit cards, or checks and that medical services must be paid for in cash. If you go to the doctor or hospital with a US policy, be prepared to pay out of pocket and then you will be able to submit receipts and bills for reimbursement.
We here at International Student Insurance work with students traveling all around the world, including in Cuba. If you are one of these students, faculty or staff looking for international travel insurance in Cuba, we recommend contacting our licensed agents that can further assist you.
Tags: Educational Programs in Cuba Now Available to US Citizens, insurance plan in cuba, international insurance cuba, international insurance plan in cuba, international travel insurance in cuba, study in Cuba, travel insurance in cuba, traveling in Cuba Posted in Country Requirements, Insurance Explained, Travel Insurance, Visa Requirements | No Comments »
Monday, January 3rd, 2011
In 2009-10, Immigration New Zealand approved approximately 94,000 student visa applications, more than half of which paid full tuition. This education sector is already a $2 billion a year industry and New Zealand has just passed new regulations to help ease the visa process for international students in the hopes of expanding this sector even more.
Last month, New Zealand approved a new Immigration Act which allows interim visas to be granted while student visas are pending renewal. How does this differ than before?
Before, international students studying in New Zealand would no longer be able to study if their paperwork had not been successfully processed. As of February 7, 2011 when the new legislation comes into effect, students will be issued an “interim visa” which will allow students to study while their application is being processed so long as they are lawful when they apply.
The new legislation also extends the period in which police and medical certificates have to be received. Before, police and medical certificates needed to be submitted every two years – now it will be every three years. This extension allows international students to save money as the cost of these certificates can be quite expensive.
The hope is that this interim visa will ease the process for international students in New Zealand by giving them an extended grace period while their paperwork gets processed. This step is intended on making the visa process easier for both educational institutions and international students.
Most interim visas will be automatically granted electronically at no additional fee. International students will be notified by email or mail as to whether the visa has been granted. The interim visas granted in New Zealand will be valid until the visa extension is decided (up to a maximum of six months). If you are an international students studying in New Zealand and receive an interim visa, please be sure to know the full details. If you leave New Zealand under an interim visa, the visa will automatically expire.
Tags: Interim Visas Granted in New Zealand, international student visas in new zealand, international students studying in New Zealand Posted in Study Abroad, Visa Requirements | No Comments »
Wednesday, May 19th, 2010
Canada has opened its doors to embrace the idea of individuals traveling, working and living abroad. The Canadian Working Holiday Program has been gaining popularity as countries are sending individuals between 18 and 35 on an exchange program to a foreign country. Currently, there are several countries involved in this exchange agreement including:
- Australia
- Austria
- Belgium
- Chile

- Czech Republic
- Denmark
- France
- Germany
- Hong Kong
- Ireland
- Italy
- Japan
- South Korea
- Latvia
- New Zealand
- The Netherlands
- Norway
- Poland
- Spain
- Sweden
- Switzerland
- United Kingdom
As part of the requirements, the Foreign Affairs and International Trade Canada requires that individuals must have insurance coverage for their entire stay in Canada. Participants will be required to present proof of insurance when they initially enter Canada to the Port of Entry Officer. The requirements for the Canadian Working Holiday program specify that the insurance must cover health care, hospitalization and repatriation as well as indicate Canada as the host country.
One popular option is the Canadian Working Holiday insurance plan that will meet the Canadian visa requirements. Not only will it meet and exceed these requirements, but you will have access to manage your plan online and have additional travel coverage while living and working abroad.
Tags: Canada Insurance, Canada Working Holiday, Canadian Working Holiday Insurance, Gap Year Canada Insurance, Insurance for Working Holiday, Insurance for working holiday in canada, Travel Insurance Canada, Working Holiday, Working Holiday Canada, Working Holiday Insurance Posted in Travel Insurance, Visa Requirements | No Comments »
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