Welcome to the International Student Insurance Blog, providing you with news and information about international student insurance, international travel help and advice and much more!
Packing your bags is always an exciting beginning to your trip. Whether you are planning a rugged adventure action-packed with hiking, biking and camping or if you are planning to relax on a beach sampling the local cuisine, make sure that you leave fully prepared! While looking around for extra socks and fully updating your music selection, you may realize that some of the most important things won’t take up any space at all. International Trip Insurance is an important addition to any international trip. There is no telling what will happen in the future, and it is always important to leave home prepared.
The first step before leaving home is to check with your current plan to see if you are covered internationally. If so, you will want to find out whether your plan covers emergencies or if it will also cover you in case you get sick or injured. If not, you will want to look into appropriate international trip insurance. It is important to purchase your international trip insurance before leaving on your trip and also, make sure that it covers emergency medical evacuation, doctor office visits and hospitalization. You should also bring your policy information along for the ride for proof of insurance.
In addition to this basic coverage, there are also plans with additional benefits for your trip abroad. The International Travel Medical Insurance is an international trip insurance that will cover lost baggage, trip interruption, natural disaster benefit, and terrorism in addition to the medical coverage. The Trip Cancellation Insurance is also an international trip insurance that provides coverage for cancellation charges in addition to medical coverage. Whether you will be in Europe, Asia, the Americas, or Africa, international trip insurance is a must!
International students in the Netherlands are required to have international health insurance. The Netherlands require that international students have insurance that meets the Schengen visa requirements. Those requirements are as follows:
- The insurance company must have a representative office in Europe
- Medical evacuation/ repatriation coverage of at least US $37,500
- Insurance must be valid for the duration of stay in the Schengen countries
The Atlas Travel Series is an excellent solution for insurance for international students in the Netherlands. This plan provides coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).
The Atlas Travel Series meets all the visa requirements for insurance for international students in the Netherlands.
After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt, visa letter and policy details. You can simply print these documents out to show proof of coverage.
Do you plan on traveling abroad? Are you looking for an international travel insurance plan that will also cover you when you return home? This is a dilemma many travelers face when they no longer have health insurance in their country of origin. In this case, it is important to know your travel insurance plan and the home country coverage that it offers.
If you will be abroad for an extended period of time and plan to return home for short trips, you will want to consider a plan that provides incidental home country coverage. To further explain, incidental home country coverage is a benefit included in some international travel insurance that covers short visits home when returning abroad. For example, the International Travel Medical Insurance is designed to cover you outside your home country. The plan does, however, provide 15 days of incidental home country coverage for trips back to your home country for every 3 months of coverage. Incidental Home Country Coverage does not allow you to return home for the purpose of obtaining treatment of an Illness or Injury, although it provides medical coverage if you plan to be home for a visit. For more detailed information about the home country coverage included with Atlas Travel Medical plan, visit our Home Country Coverage FAQ.
If you plan on returning home frequently or for longer periods of time, you may want to consider a plan that offers more home country coverage. The international major medical insurance provides worldwide coverage, including significant coverage in your home country. This will allow you to travel back-and-forth with ease and peace of mind. The international major medical insurance covers non-US citizens in their home country for up to 12 months each year. For US citizens, the plan will provide coverage in the US 6 months out of the year.
A question that we are always asked at International Student Insurance is how to compare the various plans and options that are available. For most students there are a number of plans that are available – and those plans will offer varying benefits and have varying costs. So to make things easier, we have developed a few tools to help you work out what student insurance plan is best for you.
Firstly, there are two main questions which you should ask yourself when looking for coverage:
1 – How long do you need coverage for?
2 – Are there any specific benefits you need?
Knowing the answer to these two questions will start you off in the right direction as you can work from here and eliminate some plans as they do not meet your criteria.
Secondly, you should use our student insurance comparison tool. This tool has been created to offer a side-by-side comparison of the main international student health insurance and international student travel insurance plans that you can purchase. The comparison provides an overview of the benefits of each plan – and should help you choose the right option for you:
We also have a dedicated customer support team on hand to provide you with guidance and assistance – and they are more than happy to help you locate the right plan for you and give you further information.
As part of our ongoing effort to supply our new and existing customers with information and news about their insurance plans, International Student Insurance has started an insurance blog. The blog will be kept up-to-date with industry news, customer information, plan changes, and much more so it will be a very useful tool for our current client base as well as those that are looking for insurance.
You are also encouraged to use the blog as a ground to ask questions about anything, if you need more information post a comment and we will get back to you straight away!
