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Archive for the ‘Student Insurance’ Category
Monday, October 3rd, 2011
Alberta, like all provinces in Canada, provides universal health care for their citizens and permanent residents that is publically administered and funded. Alberta’s health care system known as the Alberta Health Care Insurance Plan (AHCIP) is available to international students studying in Alberta for 12 months or longer.
To be eligible for the AHCIP, foreign students must register within 3 months of arrival in Alberta by presenting your Study Permit and your Temporary Resident Visa. AHCIP will cover basic services like hospital costs, doctor visits, and laboratory tests; however it does not cover prescription drugs, rehabilitation needs, dental services or ambulance transport. Because of this, some international students will purchase a private medical insurance plan for Canada to ensure that out-of-pocket expenses are minimized. Additionally, if you are not eligible for the AHCIP, then your school may or may not provide you with a mandatory insurance plan. Before arriving in Alberta, it is important to contact your school about insurance options as a Chinese international student.
If you will be studying in Alberta for less than 12 months and your school does not have a mandatory insurance plan, you may want to consider purchasing your own private student health insurance since you will be responsible for any costs related to medical treatment. Because of this, many schools recommend having coverage begin as soon as you arrive so that you will be fully insured for the duration of your studies.
Tags: Chinese Student Health Insurance in Alberta, foreign student insurance in alberta, student health insurance in alberta
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Monday, September 26th, 2011
New Brunswick is a province in Canada that is located on the eastern shoreline. Like with the other provinces in Canada, New Brunswick offers national health care to its citizens and permanent residence called the New Brunswick Medicare. If you are an international student studying in New Brunswick, whether a student from another province or country, you are not eligible for the New Brunswick Medicare.
Instead, if you are a Chinese international student in New Brunswick, you will need to purchase a separate policy to cover you while studying in Canada. If you do not have an insurance plan in place, you will be expected to pay for medical treatment and expenses out-of-pocket. To cut down on your expenses, you should first contact your school to see whether they have a mandatory insurance plan in place.
Some schools will allow you to choose your own student insurance plan if you are able to provide proof of insurance upon arrival. Other schools will leave students on their own to purchase insurance. Other universities may build insurance into the tuition without the option to waive out. In any of these cases, it is important to find out what your school offers, what options you have, and what type of benefits are included in your plan.
Tags: Chinese Student Health Insurance in New Brunswick, Foreign Student Insurance in New Brunswick, Student Health Insurance in New Brunswick
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Friday, September 23rd, 2011
According to the CIA World Fact Book, Taiwan has an estimated GDP real growth rate of 10.8% placing it at number 4 compared to the rest of the world (2010). Taiwan has one of the most dynamic economies in the world but is often an overlooked destination for student studying abroad. However, this country is a great destination for students who want to study abroad and learn Mandarin Chinese at the same time!
If you will be an international student in Taiwan for over four months you will receive an Alien Resident Certificate which will allow you to enroll in the government’s National Health Insurance (NHI). If you are studying in Taiwan for just a semester, you would not be eligible for the National Health Insurance program and would need to have your own private international student health insurance in Taiwan.
For students ineligible for the Taiwan National Health Insurance (or for those wanting private insurance), our private international student health insurance in Taiwan would be able to provide a great protection against any unforeseen sicknesses or injuries that might happen while you are there.
Tags: health insurance for taiwan, international student health insurance in taiwan, international student in taiwan, study abroad in taiwan, taiwan health insurance, taiwan study abroad insurance
Posted in Country Requirements, Health & Safety, Insurance Explained, Student Health Insurance, Student Insurance, Study Abroad, Travel Insurance | No Comments »
Monday, September 19th, 2011
While Quebec offer its citizens national health care, it is not available to international students studying in Quebec unless there is a bilateral agreement that entitles them to national health care in Canada. While China does not have an agreement, France, Denmark, Luxembourg, Norway, Portugal, and Sweden all allow students to obtain free health care in Quebec.
If you are not from one of these countries, however, you will need to purchase a private health insurance for your studies in Quebec. Most universities, however, have their own mandatory health insurance plan that most Chinese international students must purchase. The two largest mandatory insurance plans required by universities are Blue Cross and Desjardins Securité financière.
You will need to contact your school to see what type of insurance is available and whether it is mandatory. If they use the Blue Cross and Desjardins Securité financière insurance plans, they are modeled after the national health care plan called the Quebec Assurance maladie (RAMQ Medicare). Be sure to find out the benefits of the plan and check coverage to make sure that you will covered if you will be traveling.
Tags: Chinese Student Health Insurance in Quebec, Foreign Student Insurance in Quebec, Student Health Insurance in Quebec
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Wednesday, September 14th, 2011
International Student Insurance brings you interesting, useful and relevant information with our blog, Facebook and Twitter pages. We are always looking for new ways to provide more useful information to our community – and we’ve just done it again!
The number of international students studying abroad has been increasing year after year. A large number of these international students are from China. In the most recent Open Doors Report 2010, statistics show that the total number of international students increased by 3%. Of this total number, the report found that “this year’s growth was primarily driven by a 30% increase in Chinese student enrollment in the United States to a total of nearly 128,000 students.”
Because of this explosive growth, we have been targeting information relevant to international students from China. We are excited to announce that our International Student Insurance plan information, for example, is now available in Mandarin Chinese! You can now read more about both of our Student Health and Travel Medical Insurance plans in your native tongue.
That’s not all! We’ve just launched our International Student Insurance Chinese blog where international students can comment and read about the latest changes affecting Chinese students studying overseas. We’ve even translated our relevant blog posts to help students in their native language understand pertinent information!
Tags: Chinese Blog, Chinese Student, Chinese Student Insurance, International insurance for Chinese Students, Student from China
Posted in Country Requirements, Insurance Explained, International Student in the USA, Product Information, Student Health Insurance, Student Insurance, Study Abroad | No Comments »
Monday, September 12th, 2011
Manitoba, a province in Canada, insures its citizens under a nationwide universal health care plan called Manitoba Health. Recently, the province has made some reforms as to the eligibility of their health insurance specifically directed at international students.
As of January 19, 2011, Manitoba Health is no longer available to foreign students who only have a Study Permit. Instead, if you are a Chinese student or other foreign national, you are eligible for Manitoba Health if you have a valid work permit. However, if you do not have a valid work permit and intend on studying only, they will need to purchase a private student health insurance plan either individually or through your school.
International students in Manitoba enrolling in a post-secondary school are typically required to purchase the Manitoba International Student Health Insurance (MISHIP) through their school. This plan is provided by Great West Life and provides coverage only in Manitoba. If you plan on staying in Manitoba, we recommend that you contact your school to confirm your insurance options. Universities that offer the MISHIP generally make enrollment mandatory unless you have a valid work permit and have a Manitoba Health card.
If your school requires this insurance, it is important to contact your international student office to confirm coverage. If you plan to travel to another province or country you may want to consider purchasing a travel insurance since some services may be limited or excluded entirely.
Tags: Chinese Student Insurance in Manitoba, foreign student insurance in manitoba, Student Health Insurance in Manitoba, Student Insurance in Manitoba
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Monday, September 5th, 2011
Like many provinces in Canada, Saskatchewan offers national health care under the Saskatchewan Health program to all residence in the province. International students studying in Saskatchewan for a minimum of one year are eligible for national health benefits if they have full-time attendance at an accredited educational institution, have submitted the Student Certification, and have a valid Study Permit from the Citizenship and Immigration Canada.
Once you have applied with Health Registration, you will receive a Health Services Card that can be renewed on an annual basis. If you will be studying in Saskatchewan for less than one year, you may not get a Study Permit and thus may not be eligible for Saskatchewan Health. Instead you will need to purchase a private student health insurance from either your school or independently.
It is important to note, however, that if you have traveled to another province longer than 90 days before you arrive in Saskatchewan, you will have a 3 month waiting period applied to your Saskatchewan Health plan. If this is the case, you will want to purchase a private health insurance plan to cover you for this waiting period. Some foreign students from China even purchase a supplementary insurance plan to provide additional coverage to the free benefits provided under the Saskatchewan Health.
Tags: Chinese Student Health Insurance for Saskatchewan, Foreign student insurance in Saskatchewan, Student Health Insurance for Saskatchewan
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Monday, August 29th, 2011
Like many provinces in Canada, British Columbia offers its citizens national health care. Known as the Medical Service Plan (MSP) in British Columbia, the national health care lawfully requires residence of British Columbia to enroll in this health care system. You may wonder, does the MSP also apply to international students, including those from China?
For foreign students in British Columbia who plan to stay in Canada for 6 months or longer, study permits are issued under the federal Immigration and Refugee Protection Act. Under this status, British Columbia recognizes international students as residents and thus are eligible and required to enroll in the Medical Service Plan.
To apply for this coverage, international students must apply with a passport and Study Permit upon arrival in British Columbia. Once students have submitted their application, there is a 3 month waiting period before any benefits are paid. Because of this, many Chinese students purchase a private health insurance plan so that the plan will cover your medical expenses instead of having to pay out of pocket for this period.
Once the 3 month waiting period is over, you will receive your Care Card in the mail which will typically have the same expiration date as your Study Permit. If you will be studying in British Columbia for less than 6 months, you will need to secure your own private insurance plan for Canada to cover you in case of illness or injury.
Tags: Chinese Student Health Insurance in British Columbia, Foreign student insurance in British Columbia, Student Health Insurance in British Columbia
Posted in Student Health Insurance, Student Insurance, Study Abroad, Visa Requirements | No Comments »
Wednesday, August 24th, 2011
When most people hear about studying abroad or international students they think of students in their 20s studying in college or university. But there are many international students that are still in high school. Many insurance policies for international students are designed for college students, and high school students may have some trouble finding an insurance policy that will work for them.
If you or your child plan to study in a US high school, there are several options available for international students.
- If you will be coming to the US as a high school student on a F-1 student visa, you are eligible to apply for our Student Secure, international high school student health insurance. The plan comes in three different levels: Smart, Budget and Select. If you will be playing in an interscholastic sports team, the Budget and the Select level will provide coverage for most sport-related injuries as well.
- If you are coming to study in the US on a high school exchange program which would last no more than one year, you are eligible for our Atlas Travel Plan. The Atlas Travel Plan gives you the flexibility to choose the exact number of days you need coverage for your stay in the US.
Both plans offer a wide range of benefits for emergency and non-emergency services including doctor visits, prescription medication, etc. If you need help deciding which international student insurance plan will work for high school, please feel free to contact our qualified agents who will be happy to help you.
Tags: High School students in the US, international high school student, international high school student insurance, international insurance for foreign students, international student insurance, non-college international student insurance
Posted in Health & Safety, International Student in the USA, Student Health Insurance, Student Insurance, Study Abroad | No Comments »
Tuesday, August 16th, 2011
 With the growth in smart phone usage around the world, more and more students have been requesting that we provide access to all the main services we offer through their mobile phones. We are proud to announce that the InternationalStudentInsurance.com Student Zone app is now live and available to download. The free application provides current customers with a world of information, help and advice right at their fingertips to take with them wherever there phone is!
The ISI Student Zone app includes:
- Mobile Access to your account – login with your certificate number and date of birth to:
- Update your personal details
- Renew your coverage
- View claims information
- Update credit card information on file
- View your insurance ID card
- Quick access to the insurance helpline
- Provider Search
- Email and Call us
To download your copy of the application please visit:
Tags: insurance iphone app, iphone app, manage my account, mobile app, student zone
Posted in Student Insurance | No Comments »
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