international student insurance

Archive for the ‘Product Information’ Category

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Friday, July 2nd, 2010

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Travel Health Insurance for the World Cup

Tuesday, March 23rd, 2010

With the world cup just under 3 months away, excitement around the world is starting to grow as teams and countries prepare for one of the largest tournaments in the world. 32 teams (and of course all their respective fans) will descend on South Africa in June when the tournament begins and this will mean hundreds of thousands of people will be making their way to South African to watch the games and enjoy all the atmosphere that comes with a world cup.

If you are one of the lucky ones that could travel to South Africa, you will want to make sure you are covered by an insurance plan that provides you with security in case you get sick or injured. World Cup Insurance provides you with a short term travel health insurance plan that allows you to purchase the number of days you need, whether its 7 days or the full 30 days of the tournament and includes coverage for medical expenses, medical evacuation, repatriation, lost checked luggage, 24 live travel assistance and much more!

The plan starts at just $7 for 7 days and you can tailor the policy maximum and deductible options to suit your needs. For more information and to purchase your coverage online, please check out: http://www.worldcup-insurance.com/

 

End of Trip Home Country Coverage

Thursday, January 21st, 2010

Insurance can be quite a tricky subject especially when you are dealing with multiple countries. It is common for overseas travelers to find a travel insurance that will cover you outside your home country- but what about when you return home?

With the vast number of international insurance plans, you need to choose a plan that provides the appropriate coverage- whether internationally or back home. If you do not have a domestic plan already in place, you will want to consider a plan with end of trip home country coverage. This is normally an optional benefit that provides additional coverage in your home country.

This option is especially important since the first thing you will want to do when you return home will NOT be to look for insurance! Remember that great restaurant you regularly went to up the road? Or, that friend you haven’t seen in what feels like ages? Whether you spend the time at home recovering from jet lag, or just taking in the moment where you understand everything that is going on around you- you will also want to have the piece of mind that you are covered for the unexpected.

There are some international travel plans that will allow you to add end of trip home country coverage for a limited number of days. Some plans require that you’ve purchased a minimum number of months abroad to make you eligible for the end of trip home country coverage benefit. Other plans will cover you up until a certain number of days after returning home. This coverage is important so that you will have enough time to take-it-easy and find a long-term solution.

One popular option is the Travel Medical insurance plan. This plan has the option to add end of trip home country coverage. If you are covered outside of your Home Country continuously for at least 6 months you can add an additional 30 days of End of Trip Home Country Medical Coverage.

 

The importance of health insurance for international students

Monday, September 21st, 2009

Health insurance is not only a smart idea for international students to have but it can protect you from financial burden if an unexpected illness/injury should happen. Most students are young and healthy and will rarely have medical issues. However, it’s a smart idea to have a comprehensive medical plan in place to protect you.

The Student Secure plan is a very comprehensive and affordable student health plan for international students both, inside and outside the US. Student Secure comes in two levels, budget and select. The plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select).

The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc. You have the option to pay for it all at once or on a monthly basis.

After you purchase this plan, you will immediately receive a confirmation e-mail. In this e-mail, it will contain your insurance card, letter of coverage, receipt and policy details.

 

Student Secure

Monday, June 22nd, 2009

Are you planning to study in the USA, or anywhere else in the world?  Then most likely you will be looking for a health insurance plan that provides coverage your school and government agencies (for visa applications) will accept? Then look no further as International Student Insurance provides you with the Student Secure plan, designed specifically for students who are studying around the world, outside of their home country.

The Student Secure offers two plan options, the Student Secure Select and Student Secure Budget – both offering the same great benefits, however the budget (as the name suggests) offers slightly lower coverage amounts and greater out of pocket expenses when you seek any medical treatment.

The plan provides comprehensive benefits but also provides you with peace of mind so that you know you will have a good plan just in case something happens! Benefits covered include:

  • High Medical Coverage
  • Prescription Medication
  • Maternity Coverage
  • Mental Health Coverage
  • Sports Coverage
  • Terrorism Coverage
  • and much more……

If your school has a strict insurance requirement that your international student health insurance plan have a waiting period of no more than 6 months for pre-existing conditions – please visit our Student Secure 6 Month plan which is designed for you!

To learn more about the Student Secure plan, please visit:
http://www.internationalstudentinsurance.com/student-health-insurance/

You can also compare our student insurance plans online if you need help deciding which plan to choose.

 

Atlas America – Atlas International

Friday, June 5th, 2009

The Atlas Travel Medical Insurance plan provides international travel health insurance coverage to those who are traveling outside of your home country. Available in 2 plans which include:

- Atlas International – coverage anywhere OUTSIDE of the USA
- Atlas America – coverage INSIDE the USA

The Atlas America and Atlas International plans offer coverage to both US and Non-US Citizens and can be purchased from a minimum of 5 days up to a maximum of 1 year with renewability options available for up to 3 years in total.

The plans also offers benefits such as:

* Medical Expenses/ Doctor Visits
* Hospital Room and Board
* Prescription Medication
* Emergency Evacuation
* Lost Luggage Coverage
* Repatriation
* and much more……

The Atlas plan range are ideal for those traveling around the world that want a range of high quality travel insurance benefits, and that fact that you can renew the plan for up to 3 years makes it flexible enough for those that need longer coverage. If you are a student, however, please also consider the Student Secure Health Insurance plan as this offers greatly enhanced benefits and is designed just for students.

Further information about the Atlas America and Atlas International plan can be found online:

http://www.internationalstudentinsurance.com/travel-medical-insurance/

 

New Website Launched

Monday, May 18th, 2009

International Student Insurance is proud to announce the launch of their brand new website, aimed at providing international students and study abroad students with easy access to the most comprehensive international insurance plans available online. The new website offers better design and navigation, plus users can now access information, tools and plans more quickly and easily with our products:

The new website also offer direct access to some of our core features for new and current clients, including easy access to the student zone; where you can get direct access to your insurance account 24 hours a day, the school requirements database; where you can find out the insurance requirements of your school in the USA and, of course, our student insurance blog which offers comprehensive advice and information about student insurance and travel.

To learn more about the launch, please view our press release available for immediate distribution or you can view the official release online.

Please also visit our new site at:
http://www.InternationalStudentInsurance.com

 

Atlas Student Travel Insurance – New Pricing

Tuesday, May 12th, 2009

The premiums for the Atlas International plan have recently been reduced, making the popular health and travel plan more affordable than ever before.

This plan works great when traveling outside your home country. This plan provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500).

This plan is well suited for study abroad programs, international students, vacations and holiday travels. This plan can be purchased online- with same day coverage. You will get all of your documents immediately, including access to obtain a “Visa Letter” – if you need one.

 

Student Secure – now offering enhanced destination pricing

Friday, April 3rd, 2009

This increasingly popular international student plan is now available with US coverage or without US coverage.

This makes the plan much more affordable for those students that will not need US coverage. For example, non-US citizens wishing to study in other countries (like Finland) can now exclude the US in coverage.

The Student Secure plan will still offer the same great comprehensive benefits. Student Secure is available in two levels, budget and select. As mentioned above, the plan provides comprehensive inpatient and outpatient medical coverage up to $250,000 (budget) or $300,000 (select). The plan also includes maternity, mental health, prescription drugs, sports coverage, emergency medical evacuation, repatriation, doctor office visits, etc.
You have the option to pay for it all at once or on a monthly basis.

Like before, you can apply directly online for this plan. After you purchase the plan, you can receive all of your insurance documents immediately via e-mail. This e-mail will include your visa letter, receipt, insurance card and policy details

 

Trip Cancellation vs. Travel Medical Insurance

Wednesday, January 7th, 2009

There can be some confusion in deciding which insurance plan is right for you and your trip. To help you decide you’ll want to consider the benefits that each plan offers and what would be most important to you.

Trip cancellation policies cover the actual trip itself and typically provide coverage for personal effect. They also provide you with insurance coverage in case the unexpected happens and you need to cancel your trip. Trip cancellation plans typically provide limited benefits for medical services in case of emergency. One plan that works well for people located inside the US (including non-US citizens) and traveling elsewhere is the RoundTrip International Health Insurance plan. These types of plans usually work well for short-term trips, since you can only purchase up to 90 days of coverage.

Travel medical plans usually provide more enhanced benefits for medical services and they will not cover the actual cost of the trip itself. They do however; provide a limited benefit for “trip interruption”. The Atlas International plan provides coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.. This plan allows you to choose your maximum coverage limit (from $50,000 to $1,000,000) and your deductible (from $0 to $2,500). You can purchase as little as 5 days or up to 12 months of coverage. This plan can also be renewed for up to 3 years.