Accidental Death and Dismemberment Benefit

Injuries and illnesses are usually not planned occurrences which is why many individuals purchase insurance. Although it might seem hard to prepare for the worst, often, it is a relief to the individual in the aftermath when they have come prepared to an unplanned situation.

If you are looking for an international health insurance plan to be prepared for the unexpected, to meet a requirement or maybe even both, that also includes an accidental death and dismemberment benefit, the Atlas Travel plan and the Student Secure plan are both popular options.

An accidental death and dismemberment benefit provides a sum in the event that the insured individual has an accidental death or becomes dismembered due to a covered illness or injury.

Individuals who are trying to meet the J-1 visa requirements might be interested in the Atlas Travel plan as it meets the US federal requirements and provides an accidental death and dismemberment benefit. The accidental death and dismemberment benefit for individuals between 18 and 70, includes the following:

  • Lifetime Maximum: $25,000
  • Death: $25,000
  • Loss of 2 limbs: $25,000
  • Loss of 1 limb: $12,000

For individuals younger than 18, the accidental death and dismemberment benefit for the Atlas Travel plan is as follows:

  • Lifetime Maximum: $5,000
  • Death: $5,000
  • Loss of 2 Limbs: $5,000
  • Loss of 1 Limb: $2,500

If you are an international student in need of health insurance to meet a school requirement, our Student Secure plan also includes an accidental death and dismemberment benefit for the primary participant with the select level, it is as follows:  

  • Principal Sum Lifetime Maximum: $25,000
  • Death: $25,000
  • Loss of 2 Limbs: $25,000
  • Loss of 1 Limb: $12,500

Whether you are trying to purchase an international health insurance plan to be prepared for the worst or to simply meet a requirement, if you would like more information on the Student Secure plan or the Atlas Travel plan and their accidental death and dismemberment benefit you can visit here or contact one of our licensed agents today.

Posted by Bryanna Davis

Bryanna joined International Student Insurance in 2011 after returning to the United States from teaching English in China. Her interest in international education, sparked initially by her own study abroad experience in Wales, led her to the company. Bryanna is originally from Missouri and is a graduate from the University of Central Missouri.

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