International Student Insurance Blog and News

As an international student in the USA or anywhere else in the world you are required by either your school or the government of the country you are studying in to meet certain insurance requirements. For most of you, this is not an easy task to try and work out if an insurance plan will meet these requirements so this posting is designed to help you work out the requirements and what plans will fit in with those requirements.

Firstly, you need to check the requirements of the country you are studying in. The US State Department has certain criteria for students coming into the USA, for example the J1 Visa has insurance requirements and for students coming into Europe, the Schengen Visa has certain insurance requirements. The good news is that all the plans offered on International Student Insurance meet and exceed these requirements, so students can purchase any student insurance plan they need.

Secondly, the school you are attending may also require you to meet certain requirements. These requirements are generally a little stricter than the country requirements and can vary greatly from school to school, so it can be difficult to work out if plans meets certain requirements. To help we have created a database of schools around the USA and listed them and indicated whether our plans meet their requirements - you can visit this at:

School Insurance Requirements for the USA - Listed by School and State

If your school is not listed however this is not to say our plans do not meet the requirements but simply that we have not had the time yet to list all schools, so you should check out our Student Secure Student Health Insurance which will most likely meet all the requirements.

Student Secure Highlights:

- PPO Network - Not restricted to any network, but can go to the Hygeia Network
- Deductible - $100 (reduced to $50 at Student Health Center
- Major Medical Benefits - $300,000 (Select Plan) and $250,000 (Budget Plan)
- Pre-Existing Conditions - Excluded for the first 12 months, full coverage after that
- InPatient Mental Health - $10,000
- OutPatient Mental Health - $50 per day, $500 Maximum
- Maternity - $300,000 (Select Plan) and $250,000 (Budget Plan)
- InPatient Prescription Medication - 100%
- OutPatient Prescription Medication - 50%
- Medical Evacuation - $300,000 (Select Plan) and $250,000 (Budget Plan)
- Repatriation - $25,000 (Select Plan) and $15,000 (Budget Plan)
- Sports Coverage - $5,000

You can view the Student Secure Insurance plan here.

We are very happy to assist students in anyway, so if you have an insurance requirement form from your school and you want us to check it to make sure our plans meet them please email us with the form and we will be happy to check it and let you know what plans are available to you.

 

Labels: insurance compliance form, insurance requirements, international insurance requirements, school insurance requirements

With over 200,000 US students studying abroad each year (and growing) the need for study abroad insurance is becoming more important each year. This article is designed to provide students with information on what to look for and what options you have when it comes to international insurance for your time abroad.

There are a couple of scenarios when it comes to study abroad insurance and there are several ways you could be covered. The first is through your school, as some schools provide their own insurance plan that they ask students to take out before they study abroad. These plans are often very comprehensive and because of this they can be expensive - you can find very good insurance plan that provides quality coverage at a lower cost, you just need to shop around!

The second scenario is coverage through your parents insurance plan. Although this may provide you with good insurance benefits while at school in the USA, most plans will ONLY provide a medical insurance benefit and most of the time this is a low benefit of just $50,000. Plus, these plans will not provide any evacuation, repatriation or travel benefits which you will need when studying abroad.

The third scenario is that you do not have any coverage through your school or parents and so will need to do all your research to get the best insurance plan. The International Student Insurance Study Abroad insurance pages provide you with detailed information about the plans available to students studying abroad so please take time to learn more about the options available and hopefully you will find a plan that fits your needs:

Please view our Study Abroad Insurance plans online.

HOT TIP - When looking for a study abroad insurance plan you will want to make sure you plan provides you worldwide coverage (so you can travel around - great if you are based in Europe) and some home country coverage so you can can home during the holidays or to visit.

 

Labels: insurance for study abroad, student insurance, study abroad insurance

The new school year in 2007 is right upon us, and what better time to make sure you have one of the best student health insurance plans around with the Student Secure Health Insurance plan. This plan is affordable, and will meet most schools requirements for student health insurance - and whats even better is that we offer a convenient online application service that allows you to purchase and get confirmation in as little as 10 minutes!

The Student Secure plan provides coverage such as:
- up to $300,000 policy maximum
- 100% coverage within the PPO under the Select Plan
- Maternity and Mental Health Coverage
- Prescription Drug Coverage
- Sports Coverage
- and so much more!

Please take a look at the plan at:
http://www.internationalstudentinsurance.com/student_secure_international/

or if you need to find out if your school will accept our plan, do not hesitate to contac our customer support team:
http://www.internationalstudentinsurance.com/contact/

 

Labels: 2007 insurance, international student health insurance, international student insurance, school requirements